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Which is the best travel insurance for Tanzania?
We have selected the 5 best travel insurance policies for your trip to Tanzania. Here you will find information about coverage and costs.
Travel insurance for Tanzania will help make your trip safer and more relaxed. We’ve gathered all the information you need, including why insurance is important and what it should cover.
We have also created a comparison table to show you the coverage offered by some insurance policies and their costs for the most comprehensive plan for Tanzania.
Next, you’ll find details on each of the five travel insurance options we’ve selected as the most suitable for your trip, along with our recommendation for the best choice.
And to make sure you don’t lose your internet connection, we have an important recommendation. Read this article from start to finish to learn more about travel insurance!
Why take out travel insurance for Tanzania?
Tanzania is an incredible destination where you can capture stunning photos of its wildlife, architecture, and culture. However, it also comes with certain challenges, which is why it’s wise to have insurance to protect you in case of an emergency.
In Tanzania, you could face health issues from consuming improperly prepared food or tap water. In addition, some diseases can be transmitted through mosquito bites, like malaria, while others, such as tuberculosis, can spread in enclosed, poorly ventilated spaces.
You could also get injured while exploring the country, especially in the African savannah, where there are many potential risks. The same goes for extreme sports.
Insurance is also important in Tanzania because certain areas can be unsafe. It helps protect your belongings, documents, and luggage in case of theft or other incidents.
You should also be aware that Tanzania faces occasional issues with criminal groups, which can sometimes disrupt travel plans. In such cases, you might need to cut your trip short and book an extra flight to leave the country.
These are some of the reasons why having insurance is important.We recommend taking this investment seriously, as it offers protection against a range of potential risks.
What should travel insurance for Tanzania cover?
With the information above in mind, we’ll outline the key coverages you should look for in travel insurance for Tanzania. While we’ll cover the basics, it’s best to consider the specifics of your trip and the main risks you might face.
- Comprehensive medical assistance: In Tanzania, the healthcare system isn’t strong enough to reliably care for foreigners, so your insurance should offer a high medical coverage limit. This ensures you’re covered for hospitalization, specialist care, and surgical procedures if needed, without having to pay large amounts out of pocket.
- Medical and funeral repatriation: This coverage is essential if you experience a serious illness or injury that requires a long hospital stay. Your insurance will take care of everything needed to get you back to your home country for recovery, or, in the unfortunate event of death, handle the repatriation of your remains.
- Coverage for extreme sports: If you plan to do adventure sports in Tanzania, it’s important to have coverage for any health issues that could arise from these activities, since standard medical assistance typically only covers incidents related to regular tourism.
- Coverage for theft or loss of luggage: If you lose your belongings or documents, your insurance can help by providing money to replace what you need to continue your trip, and may even assist in locating your items if possible.
- Coverage for trip interruption: If security issues occur in certain areas of the country, your trip could end sooner than expected, which could be costly. With good travel insurance, your policy can cover the expenses caused by these situations, helping you manage the changes without losing money.
Comparison of the best travel insurance policies for Tanzania
Let’s take a look at some of the services offered by the five best travel insurance options we’ve selected for Tanzania. This information is useful for comparing both costs and benefits, helping you decide which policy best fits your travel style.
| Coverage/Travel insurance | IATI | Heymondo | Intermundial | Assist Card | Chapka |
| Price for 7 days of coverage in Tanzania | $74 Star Plan | $96 Premium Plan | $70 Totaltravel Premium Plan | $185 Infinity Plan | $51 Plan Cap Trip Plus |
| 24/7 emergency assistance | Yes | Yes | Yes | $150,000 | Yes |
| Medical repatriation | Included | Included | Included | Included | Included |
| Coverage for extreme sports | Yes | Yes | Limited | $10,000 | Included |
| Coverage for theft or loss of luggage | Up to $3,000 | Up to $3,500 | Up to $3,500 | You need to add it. | $800 |
| Medical expenses | Unlimited | $10,000,000 | $10,000,000 | $3,000,000 | $2,000,000 |
| Civil liability | $60,000 | $60,000 | Up to $100,000 | $8,000 for accident liability bonds | $60,000 |
| Travel interruption | Included | Optional | Up to $4,500 | Not included | $5,000 |
The 5 best travel insurance policies for Tanzania
Next, we’ll take a detailed look at each of the five travel insurance plans we’ve selected, including the cost of coverage for seven days in Tanzania for each plan.
IATI
IATI is a key partner for your trip to Tanzania if you need strong medical coverage. Their Star plan gives you the confidence of handling any medical issue with unlimited coverage.
Additionally, their coverage for extreme sports and outdoor activities is among the most comprehensive compared to competitors. Other protections, such as lost luggage, liability, and trip interruption, are included automatically.
These are the plans they offer and the cost for 7 days of coverage in Tanzania:
- Basic: $30, medical coverage is $150,000, and the amount for luggage theft is $500.
- Standard: $37, medical coverage is $1,000,000, and luggage theft is $1,000.
- Backpacker: $54, medical coverage is $600,000, and coverage for stolen luggage is $1,500.
- Star: $74 is their premium plan, with unlimited medical coverage and $2,500 for stolen luggage.
| Advantages | Disadvantages |
| Wide range of extreme sports covered. | No app for medical video calls. |
| Unlimited medical coverage in its premium plan. | Slow claims processing. |
Heymondo
It’s an insurance plan that offers comprehensive and reliable coverage for long-term trips, backpackers, and frequent travelers. One of its biggest strengths is the flexibility to add or adjust coverage even while you’re traveling.
Heymondo has three plans to suit different trips and budgets, from basic to premium. Below are the prices for seven days of coverage in Tanzania.
- Tranquility Travel: $44, with medical coverage of $1,000,000 and basic coverage for extreme sports.
- Top Travel: $72, with medical coverage of $5,000,000 and comprehensive coverage for extreme sports.
- Premium Travel: $96, with medical coverage of $10,000,000 and comprehensive coverage for extreme sports.
| Advantages | Disadvantages |
| In its basic plan, extreme sports coverage includes a wide range of sports. | High prices compared to other insurance policies. |
| Its medical coverage is high. | You must purchase the cancellation policy separately. |
Intermundial
This insurance is better suited for travelers looking for a standard experience rather than extra adventure, as its coverage is geared toward traditional tourism. While it does cover some extreme sports, the limits are generally stricter than those of similar plans.
Other benefits, like 24/7 support, medical repatriation, and healthcare coverage, are extensive and well-suited for a trip to Tanzania. These are the costs for each of Intermundial’s plans.
- Total Travel Mini: $35, with $300,000 medical coverage and repatriation included.
- Total Travel: $44, with $5,000,000 medical coverage and repatriation included.
- Total Travel Premium: $70, with $10,000,000 medical coverage and repatriation included.
| Advantages | Disadvantages |
| Their basic plan includes unlimited repatriation. | Their coverage for extreme sports is limited. |
| Their premium plan has a solid amount for medical expenses. | The cost of their premium plan is high. |
Assist Card
Assist Card is an internationally experienced insurance provider offering a variety of plans for different types of travelers. Some coverages can be customized to provide more comprehensive protection.
Additionally, to have your luggage covered, you’ll need to add that service to your plan. One of its strengths is the telemedicine service, which gives it an edge over competitors. Below, we’ve outlined the plans they offer along with the prices for seven days in Tanzania.
- Million: $88, with medical coverage of $1,000,000 and $1,000 for dental expenses.
- Privileged: $70, with medical coverage of $300,000 and $2,500 for outpatient medication.
- Infinity: $107, with medical coverage of $3,000,000 and $150,000 for medical repatriation expenses.
- Premium: $64, a basic plan with medical coverage of $150,000, medical repatriation coverage of $100,000, and dental coverage of $700.
| Advantages | Disadvantages |
| A variety of plans for travelers with different profiles. | None of the plans cover loss or theft of luggage. |
| Globally recognized. | Incomplete coverage for extreme sports |
Chapka
This insurance stands out for offering comprehensive coverage for frequent travelers, long-term trips, and backpackers. It also includes extreme sports coverage in its plans without requiring any additional add-ons.
Chapka is ideal for travelers looking for a practical, affordable plan with broad coverage. However, we recommend checking the terms and limits for each extreme sport.
These are the two plans they offer and their costs for 7 days of coverage in Tanzania:
- Cap Trip Basic: $39, with medical coverage of $250,000 and 50% reimbursement for the value of your valuables.
- Cap Trip Plus: $51, with medical coverage of $2,000,000 and includes emergency veterinary care for pets up to $1,000.
| Advantages | Disadvantages |
| Good customer service and easy sign-up process. | Liability coverage with deductible. |
| Their plans are comprehensive and robust in terms of medical expenses. | Sometimes you cannot sign up while traveling, or there are waiting periods. |
What is the best travel insurance for Tanzania?
Picking the right travel insurance for Tanzania is a decision you should make well-informed. This guide was created to help you choose a plan that covers the most important protections we mentioned earlier.
But beyond the coverages, the amounts provided by the insurance for these services are also important. That’s why we’ve selected IATI’s Backpacker plan, as it offers:
- Limited medical assistance.
- Repatriation included.
- Offers $2,500 for theft of luggage and documents.
- For theft, you get $100.
- Adventure sports included.
- Civil liability up to $60,000.
- Cancellation fees of $3,500.
Connectivity while traveling to Tanzania
Holafly offers monthly subscription plans with 25 GB or unlimited data, keeping you connected in Tanzania and over 160 countries worldwide. You can also use your phone as a hotspot to connect other devices like a laptop, tablet, or another phone.
You can also get a Tanzania eSIM that provides unlimited data for the number of days you need. Just select the duration of your stay and you’re all set. With Holafly, there’s no need to pay for international roaming or swap out your physical SIM card.
Important: If you are a frequent traveler and want to stay connected without worrying about expensive roaming or looking for a new SIM at every destination, Holafly’s subscription plans are for you. With a single eSIM, enjoy internet in more than 160 countries for a fixed price and no surprises on your bill. Travel without limits and connect easily and securely! 🚀🌍
Frequently asked questions about travel insurance for Tanzania
No, you won’t be required to have travel insurance when entering Tanzania, but it is highly recommended to protect yourself financially in case of accidents, illness, lost luggage, or other unexpected events during your trip.
Make sure to take the time to check if the sports you plan to do are covered by your insurance. It is even more important to understand the details, such as how high you are covered for mountain sports or how deep for underwater activities.
This refers to the possibility of causing an accident that affects third parties, either their safety or their property. Travel insurance will cover medical expenses and compensation for the people affected.
Yes, it is common for travel insurance to include this coverage. Sometimes it is included in medical costs, or a specific amount is allocated exclusively for this assistance.
Whenever possible, contact your travel insurance provider and activate medical assistance. Your insurance will arrange your transfer to a hospital equipped for your care and will also cover the costs, sometimes paying the hospital directly.
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Hi! I'm a Spanish-English translator working with Holafly, helping bring travel content to life for curious travelers. As a digital nomad with a passion for exploring, I'm always adding new spots to my bucket list. If you love to travel like me, stick around because you're in the right place to find inspiration for your next trip! ✈️🌍
