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Are you ready to travel to Egypt but still unsure which travel insurance is best for your trip? We’re here to help, presenting five options to ensure you can explore this African country with peace of mind.

Having travel insurance is essential, particularly when visiting Egypt, as it safeguards you against unforeseen issues. Picking the right plan can be tricky, so we’ve created this guide to give you all the details you need to make an informed choice.

If you’re still unsure about getting insurance, we’ll show you why it’s an investment you’ll appreciate before, during, and after your trip. We’ll also explain why it’s especially important for a destination like Egypt, covering medical expenses and other specific protections.

At the end, you’ll find a comparison chart highlighting the key coverage of each recommended insurance plan, making it easier to pick the one that fits your trip and budget. We’ll also share our own recommendation for the best option.

Why purchase travel insurance for Egypt?

Egypt is a destination that offers a wide range of activities for travelers, which also means there’s a higher chance of getting hurt, whether from sun exposure, minor accidents, or slips and falls.

On top of that, there’s always the risk of food poisoning or allergic reactions from something you didn’t realize could affect you. It’s best to have medical coverage in place to handle these situations.

Keep in mind two key points about healthcare in Egypt. Private medical care is high quality but very expensive, while public healthcare is either free or low cost for tourists, though the quality can vary.

If you need medical care, your insurance will help you find the best clinic or hospital and cover the costs. In more serious cases, they can even arrange for repatriation so you can continue your recovery back home.

Another reason travel insurance is important for Egypt is the possibility of flight cancellations due to weather. While these are rare, it’s reassuring to know you won’t lose your money or your trip.

There’s also a moderate risk of theft, particularly in busy tourist areas, including your luggage or important documents. Being able to recover some or all of the value of your belongings can provide real peace of mind during your trip.

visit egypt
Tourist plans in Egypt: riding a camel to the pyramids, going on a hot air balloon ride, and visiting historical sites are unforgettable experiences with the best travel insurance. – Source: Shutterstock.com.

What should travel insurance for Egypt cover?

In Egypt, there are several key types of coverage to consider for your trip. These include medical assistance, coverage for adventure activities, protection against theft, and flight cancellation insurance. Below, we’ll explain the purpose of each and why it’s important to have them for your visit.

  • Medical assistance: In Egypt, you need comprehensive medical coverage, as quality healthcare can be expensive for tourists. This type of insurance will help you find the best options for treatment in case of accidents or illness.
  • Medical and funeral repatriation: If you face a serious health issue, your insurance will cover the process and costs of repatriation, including in the event of death.
  • Theft or loss of luggage and documents: Your insurance can help replace important documents or provide funds so you can handle the process yourself and replace essential items from your luggage.
  • Coverage for extreme sports: If you plan to do adventurous activities in Egypt such as snorkeling, diving, desert hikes, safaris or 4 x 4 excursions, make sure your insurance covers them. Standard travel coverage usually only includes basic medical care, so without the right policy an injury could become very expensive.
  • Civil liability: If you cause an accident involving a 4 x 4 or any other situation, your insurance will cover medical and legal expenses. This way, both you and the person affected are protected financially.
  • Flight cancellations or delays: A canceled or delayed flight can lead to unexpected expenses. With your insurance, you can get both logistical and financial support. They can help you book a new flight and cover meals and accommodation if you have to wait for hours for your next one.

Comparison of the best travel insurance policies for Egypt

This comparison of the best travel insurance for Egypt will help you see what each provider offers, including coverage limits and what their premium plans include for a seven-day trip.

Coverage/Insurance companyIATI (Star Plan)Intermundial (Total Travel Premium)Heymondo (Premium)World Nomads (Explorer Plan)AXA Assistance (Gold Plan)
7-day coverage$65$43$45$88$153
Medical expensesUnlimited$10,000,000$3,000,000Unlimited$1,000,000
Medical repatriationIncludedIncludedIncluded$700,000Included
Theft or loss of luggage$2,500$2,500$3,500$2,500$3,000
Flight cancellation$6,500$5,000Optional up to $10,000$10,000$8,000
24/7 assistanceYes, in English and SpanishYes, in English and SpanishYesYes, in English Yes, in several languages
Extreme sportsIncludedIncludedCompleteIncludedIncluded

Top 5 travel insurance policies for Egypt

Now you know what each travel insurance plan for Egypt offers. However, these companies have additional plans that we want to show you. You will also be able to see some of the advantages and disadvantages of each option.

IATI

IATI is a travel insurance company that caters to a variety of travelers, including adventurers, students, and digital nomads. Their experience makes them one of the top choices for long and active trips.

Their coverage is comprehensive and includes important support in both the Standard and Backpacker plans, such as insurance for extreme sports. Here are the plans they offer:

  • Basic: $30 for 7 days, with medical coverage of $50,000.
  • Standard: $37 for 7 days, with medical coverage of $300,000.
  • Backpacker: $52 for 7 days, with medical coverage of $500,000.
  • Star: $65 for 7 days, with unlimited medical coverage.
AdvantagesDisadvantages
Manages payments directly with hospitals72-hour waiting period for taking out a policy while traveling.
Medical chat.Slow responses for reimbursements.

Intermundial

Their coverage is well suited for long and adventurous trips and also includes protection for extreme sports. One feature that sets them apart from other insurers is that they cover repatriation and transportation for pets.

It also provides up to $33,000 in coverage for death or disability, as well as baggage tracking in case of loss or theft. Intermundial offers three plans.

  • Total Travel Mini: $20 for 7 days in Egypt and medical coverage up to $300,000.
  • Total Travel: $27 for 7 days in Egypt and medical coverage up to $5,000,000.
  • Total Travel Premium: $45 for 7 days in Egypt and medical coverage up to $10,000,000.
AdvantagesDisadvantages
Its focus on sports is well rated.Slow response to complaints.
Good customer service.It has geographical limitations.

Heymondo

This insurance is designed for a variety of travelers, including frequent travelers, short-term visitors, and adventure seekers. Heymondo stands out as a modern provider with a user-friendly customer service app tailored for travelers.

The following are the plans and costs for traveling to Egypt:

  • Peace of Mind Travel: $25 for 7 days in Egypt and coverage of $500,000.
  • Top Trip: $34 for 7 days in Egypt with coverage of $1,000,000.
  • Premium Trip: $45 for 7 days in Egypt with coverage of $3,000,000.
AdvantagesDisadvantages
Intuitive and practical app.Adding some coverage significantly increases the price.
Variety of plans with good coverage.Lack of clarity in the conditions of assistance for extreme sports.

World Nomads

This insurance is designed especially for adventurous travelers who enjoy outdoor activities and extreme sports. It offers two well-structured plans that strike a good balance between coverage and the specific needs of different types of travelers.

These are the two plans we mentioned, along with their costs and medical coverage for Egypt:

  • Standard: $58 for 7 days in Egypt, with medical expenses covered up to $5,000,000.
  • Explorer: $88 for 7 days in Egypt, with unlimited medical expenses covered.
AdvantagesDisadvantages
They cover more than 150 high-level sports.Slow and confusing claims processes.
Flexible assistance extensions, even when traveling.You must carefully check whether the sport you will be doing is covered and what the conditions of assistance are, as you may be charged extra.

AXA Assistance

Axa is one of the most comprehensive travel insurance providers worldwide, catering to travelers who need extra medical protection due to their work, activities, or the political risks of the countries they visit.

With three decades of experience, Axa offers three plans that have been carefully designed to provide travelers with the best possible coverage. Here are the plans and the medical coverage Axa provides if you purchase insurance with them:

  • Silver: $129 for 7 days of coverage in Egypt and medical assistance of $100,000.
  • Gold: $153 for 7 days of coverage in Egypt. This plan offers medical coverage of $500,000.
  • Platinum: $183 for 7 days of coverage in Egypt. This plan provides medical coverage of $1,000,000.
AdvantagesDisadvantages
Extensive global network with a presence in over 190 countries.Coverage costs in their plans are too high.
Experience in claims.Limited coverage for extreme sports.
map
Top 5 travel insurance options for Egypt. The image shows a map of Egypt. – Source: Shutterstock.com.

What is the best travel insurance for Egypt?

When choosing the best travel insurance for Egypt, we considered overall value, including how well each plan covers key risks, the medical benefits, support for adventure activities, and the cost.

We found these factors important in making a decision, along with other considerations such as support for lost or stolen luggage, flight cancellations, and especially the 24/7 customer assistance.

With that in mind, IATI has you covered for your trip to Egypt. You can simply relax and enjoy exploring the desert, taking part in adventure sports, and savoring the local cuisine.

With IATI, their Star plan gives you unlimited medical coverage for just $65 for seven days. You also get medical assistance through a personalized chat available. Another highlight is their liability coverage, which provides up to $60,000 in case of damage to third parties.

Connectivity while traveling to Egypt

Holafly keeps you connected as soon as you land in Egypt with their monthly plans, offering anywhere from 25 GB to unlimited data and coverage in over 160 countries. You can even share your connection with other devices, making it easy to stay online while traveling.

If you’ll only be in Egypt for a week or two, we recommend Holafly’s eSIM. It gives you unlimited data for just the days you need, with no roaming fees and no need to swap SIM cards.

Important: If you are a frequent traveler and want to stay connected without worrying about expensive roaming or looking for a new SIM at every destination, Holafly’s subscription plans are for you. With a single eSIM, enjoy internet in more than 160 countries for a fixed price and no surprises on your bill. Travel without limits and connect easily and securely! 🚀🌍

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Frequently asked questions about travel insurance in Egypt

If the sport I will be doing in Egypt is not covered by a travel insurance plan, can I add it?

Only some travel insurance policies allow you to add a sport or extend their conditions, but these usually come at an additional cost.

Can I take out travel insurance while in Egypt?

Yes, you can purchase travel insurance while already traveling. However, some benefits may have a waiting period, meaning they only take effect after a certain number of hours or days.

What does medical repatriation mean when taking out travel insurance?

This means your travel insurance will cover, fully or partially, the costs and arrangements for returning home if you are hospitalized due to a serious illness or accident. This allows you to continue treatment and recovery in a hospital in your own country.

Do I have to take out travel insurance to go to Egypt?

It is not mandatory, but highly recommended, since Egypt’s healthcare system does not guarantee care for foreigners and private hospitals can be expensive. Additionally, there are risks that could seriously disrupt your trip, and insurance can help handle them quickly and efficiently.

Does insurance cover political problems in Egypt?

Some travel insurance plans include coverage for trip interruptions, where you can check if issues like political unrest in a country such as Egypt are covered.

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Paula Henderson

Paula Henderson

Spanish-English Translator

Hi! I'm a Spanish-English translator working with Holafly, helping bring travel content to life for curious travelers. As a digital nomad with a passion for exploring, I'm always adding new spots to my bucket list. If you love to travel like me, stick around because you're in the right place to find inspiration for your next trip! ✈️🌍

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