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Travel insurance for Argentina: All you need to know
Do you want to know which are the best travel insurances for Argentina? Here we tell you everything you need to know to travel with complete peace of mind.
Are you planning to lose yourself among the charms of Buenos Aires, be amazed by the power of the Iguazú Falls or toast in Mendoza with a good Malbec? Argentina is a destination with landscapes and culture that leave a lasting impression, but it’s also a country where it’s recommended to take certain precautions before leaving. One of the most important steps is to look for good travel insurance for Argentina.
Having a good insurance policy will allow you to enjoy your trip without any problems. You’ll be covered for unforeseen events such as health problems, flight delays or even lost luggage. Here we show you the most important coverages and the best travel insurance options for this country, so that you can choose the one that best suits your needs. Let’s get started!
Why take out travel insurance for Argentina?
Taking out a good insurance is a must when travelling to any destination, including Argentina. Although it’s a country that offers unique experiences and breathtaking scenery, it isn’t without its risks. You may encounter setbacks like anywhere else.
Imagine you have a silly fall while trekking in Ushuaia or you feel sick from something you’ve eaten. Medical expenses, if you aren’t covered, can be quite high. While the public health care system is accessible to residents, tourists needing care in private clinics may face substantial bills.
A consultation in a private clinic, for example, can cost up to $200 and a hospital stay can cost more than $1,000. This is without taking into account the additional costs of medicines. Or emergency transfers, which could raise the bill by $500. In the worst-case scenario, if you need medical repatriation from a remote area: An emergency medical flight from Argentina to Europe could cost up to $50,000. Good insurance cover will back you up in these cases, covering your medical expenses and guaranteeing access to appropriate care.
But the benefits aren’t limited to medical coverage. You’ll also be covered for common problems such as cancellations, lost luggage or flight delays – essential protection in a vast country where many connections are long and can affect your travel plans. In short, having a good travel insurance for Argentina isn’t just a formality, but an investment that will allow you to live the experience without worries. With good insurance, you’ll have the support you need to focus on what’s important: Exploring and making the most of your experience in this fascinating country.
What should a travel insurance for Argentina cover?
If you’ve never taken out travel insurance before, you may be wondering which coverages are essential. The key is that the insurance covers the specific needs of a trip to Argentina, a vast country with such varied scenarios that unforeseen situations can be quite diverse. These are some of the coverages that should be included in your policy:
- Emergency medical care: In Argentina, medical care in private hospitals can be expensive, so it’s important that your insurance includes adequate coverage for consultations, hospitalisation and emergency treatment. A minimum coverage of US $100,000 is recommended to ensure sufficient protection in the event of a serious situation. You’ll also need unlimited health and emergency repatriation cover.
- Coverage for adventure sports: Not all policies cover high-risk sports as standard, so check the conditions carefully if you plan sporting activities during your trip.
- Loss or theft of luggage and compensation for flight cancellations: Are you going to organise a trip to visit different parts of Argentina? In that case, it’s likely to involve long journeys and flights with stopovers. This greatly increases the chances of your luggage getting lost or damaged. Good insurance should include compensation for lost or stolen luggage, so that you can replace your belongings in case of unforeseen circumstances. They’ll also cover you for flight delays or cancellations.
- 24/7 assistance: Being in a foreign country and having access to assistance at any time of the day is essential. Look for insurance that offers 24/7 telephone support. Ideally multilingual assistance. To make sure you can get help, remember to sign up for your Holafly eSIM to stay connected wherever you are.
Comparison of the best travel insurances for Argentina
Once you’re clear on why you need travel insurance and what coverages are essential, it’s time to choose the option that best suits your plans. To help you, we’ve prepared a comparison of the best travel insurance for Argentina, where you can see at a glance the coverage and benefits of each one. We’ve included key details in the table, such as medical expenses, repatriation, adventure sports and liability cover, so that you can decide which option is ideal for your budget and type of trip.
| Coverage | Chapka (CAP TRIP Basic) | HeyMondo (Ease of Mind Travel) | IATI (Backpacker) | AXA Assistance (Total) | Intermundial (Totaltravel mini) |
|---|---|---|---|---|---|
| Price (7 days) | €26.76 ($28.90 US) | €35.59 ($38.49 US) | €53.99 ($58.38 US) | €58.07 ($62.80 US) | €33.31 ($34.36 US) |
| Medical expenses | €250,000 ($269,946 US) | €600,000 ($648,837 US) | €500,000 ($540,697 US) | €150,000 ($162,209 US) | €300,000 ($325,083 US) |
| Repatriation | Unlimited | Unlimited | Unlimited | Unlimited | Unlimited |
| Lost or stolen luggage | €800 ($865 US) | €1,500 ($1,622 US) | €1,500 ($1,622 US) | €1,500 ($1,622 US) | €1,500 ($1,622 US) |
| 24/7 assistance | Yes | Yes | Yes | Yes | Yes |
| Trip cancellation | Optional | Optional | Optional | Optional | Optional |
| Coverage for adventure sports | Yes | Yes | Yes | Optional: Sports insurance (€33.61) ($34.75 US) | No |
| Civil liability | €40,000 ($43,191 US) Deductible:€150 ($162 US) | €60,000 ($64,883 US) | €60,000 ($64,883 US) | €30,000 ($32,441 US) | €50,000 ($54,180 US) |
| Compensation for flight delay | Only at the beginning of the trip, up to €150 ($162 US) | €300 ($324 US) | €270 ($291 US) | €150 ($162 US) | €150 ($162 US) |
The 5 best travel insurances for Argentina
As you can see in the table above, although all insurances offer similar coverage, some stand out in specific features, such as medical coverage or rapid emergency care. Let’s take a look at the advantages and points to consider of the five insurers, so it’ll be easier for you to find the best option for your adventure in Argentina.
IATI
With more than a century of experience, IATI Seguros has established itself as one of the most reliable insurers worldwide. Its experience in the tourism sector makes it especially valued by travellers looking for personalised and prompt attention in different languages, which is essential for those visiting distant countries such as Argentina. In addition, IATI has an app that facilitates the management of incidents, offering its users immediate support.
This insurance company offers a wide range of plans, from basic options with essential cover to comprehensive policies including flight cancellation, repatriation and adventure sports cover. This allows each traveller to choose the insurance that best suits his or her needs, whether it’s a short break or an extended trip.
Main coverage:
- Medical expenses: From €100,000 ($103,164.04 US) for IATI Basic to €5,000.000 ($5,158,202.05 US) for IATI Star.
- Repatriation: 100%
- Loss of baggage: €500 ($515.82 US) For Basic insurance, up to €2,500 ($2,579.10 US) for Star insurance.
- Adventure sports coverage: Included in superior plans. For white water, canyoning, rafting, cross-country skiing and other risky sports, you’ll need to take out the “Premium Adventure” clause in any plan.
- Refund for delays: €300 ($309.49 US) in IATI Star insurance
Travel insurance plans and prices for Europe:
- IATI Backpacker: €53.99 ($58.39 US) for 7 days.
- IATI Basic: €32.90 ($35.58 US) for 7 days.
- IATI Standard: €38.88 ($42.05 US) for 7 days.
- IATI Star: €70.87 ($76.64 US) for 7 days.
| Advantages | Limitations |
|---|---|
| 24/7 multiligual assistance | Higher plan prices than at other insurers |
| Coverage for adventure sports at no extra cost. | Limited coverage for flight delay compensation. |
| App to rapidly manage incidents. |
Chapka
Chapka Seguros specialises in insurance for active and adventurous travellers. Based in France, this insurer has gained popularity among those seeking protection for high-risk activities such as hiking or diving. The multilingual service, and the flexibility of its coverage-make it a very attractive option for those who wish to explore Europe in an active and carefree way.
As you can imagine, Chapka’s plans stand out for their inclusive cover for adventure sports in the main policies, without the need to purchase additional add-ons. This makes their policies a cost-effective and efficient option for those planning outdoor activities. In addition, their medical coverage options range from basic plans to premium policies with coverage of up to €1,000.000 ($1,031,640.41 US)
Main coverage:
- Medical expenses: Up to €250,000 ($269,946 US). €1,000.000 ($1,081,395 US) for superior plans, and also emergencies and hosptialisations.
- Repatriation: Included.
- Lost or stolen baggage: Up to €800 ($865 US). Superior plans €2,500 ($2,703 US).
- 24/7 assistance: Medical assistance at any time.
- Adventure sports cover: It includes sports such as diving, surfing or kitesurfing.
- Flight delays: Only at the start of the trip, up to €150 ($162 US). €1,500 ($1,622 US) for superior plans.
Travel insurance plans and prices for Argentina:
- Cap Trip Plus: €35.59 ($36.72) for 7 days.
- Cap Basic: €26.76 ($27.61) for 7 days.
| Advantages | Limitations |
|---|---|
| 24/7 multilingual assistance | Limited trip cancellation cover compared to other options |
| Comprehensive medical coverage in superior plans. | Limits on flight delay cover in the basic plan |
| More affordable prices than most insurance companies |
AXA Assistance
AXA Assistance, one of the world’s largest and most recognised travel insurers, offers travel insurance designed for those who prioritise safety and prompt attention in case of emergencies. AXA focuses on providing a global network of care, which means that its clients can access high quality medical care virtually anywhere in the world, including Argentina. Its reputation and coverage in different countries make it ideal for those seeking reliable back-up for their travels.
AXA’s plans are adapted to different traveller profiles, with coverages ranging from the basics to advanced options for adventure sports. In addition, medical and repatriation coverage is present in all of its plans, and users can customise their policy to cover specific activities or add cancellation and baggage loss options.
Main coverage:
- Medical expenses: Up to €150,000 ($162,209 US).
- Repatriation: Unlimited.
- Lost or stolen baggage: Up to €1,500 ($1,622 US).
- Adventure sports: Additional option €33.61 ($34.67 US).
- Civil liability: €30,000 ($32,441 US).
Travel insurance plans and prices for Argentina:
- Mini insurance: €37.65 ($40.82 US) for 7 days.
- Total Insurance: €58.07 ($62.80 US) for 7 days.
- Total Plus Insurance: €80.28 ($86.81 US) for 7 days.
| Advantages | Limitations |
|---|---|
| Excellent coverage in emergencies | Some sports aren’t covered by standard policies |
| 24-hour multilingual assistance | Higher prices compared to other insurances |
| High quality of care service and quick response | Limited cancellation coverage |
HeyMondo
HeyMondo has revolutionised the travel insurance industry by integrating technology into its services, making it a popular choice for young, digital travellers. Its app allows access to remote medical consultations and immediate incident management, making HeyMondo an attractive option for those who value convenience and speed of service. The 24-hour multilingual service is another plus for those who prefer direct assistance in their own language.
The insurance company offers different cover options, from basic to premium, including adventure sports and medical cover of up to €10,000,000 ($10,316,404.10 US). In addition, its intermediate plan provides balanced coverage for those who want comprehensive protection without the cost of the higher plan.
Main coverage:
- Medical expenses: Up to €600,000 ($648,837 US) for “Ease of Mind Travel” and up to €10,000,000 ($10,796,250 US) for “Premium Travel”.
- Repatriation: Unlimited.
- Lost or stolen luggage: Up to €1,500 ($1,622 US) for the Ease of Mind plan and up to €3,500 ($3,778 US) for the Premium plan. Up to €2,500 ($2,700 US) on the Top Trip fare.
- Adventure sports: Included in the Complete modality.
- Civil liability: €60,000 ($64,883 US)
Plans and prices:
- Essential Travel: €30.55 ($91.80 US) for 7 days.
- Ease of Mind Travel: €35.59 ($91,80 US) for 7 days.
- Top Travel: €57.18 ($61.82 US) for 7 days.
- Premium Travel: €76.01 ($82.18 US) for 7 days.
| Advantages | Limitations |
|---|---|
| App to manage incidents | Some additional coverages come at a high price |
| Quick multilingual assistance | High price for superior policies |
| Sound coverage for adventure sports | Limited coverage for flight delay compensation |
Intermundial
Are looking for comprehensive coverage without compromising the budget. Its plans are highly flexible, allowing you to customise your policy according to the type of trip and desired coverage. The 24-hour multilingual service makes Intermundial an accessible and safe option for worldwide travellers.
Intermundial’s plans range from basic to premium, offering cover for medical emergencies, repatriation and adventure sports. In addition, their flexible policies allow coverage to be adjusted if travel is postponed, which is an advantage for those with changing itineraries.
Main coverage:
- Medical expenses: Up to €300,000 ($309,492.12 US)for the TotalTravel Mini plan, up to €2,500,000 ($2,579,101.03 US) for the TotalTravel Premium plan. The Totaltravel plan covers up to €1,000,000 ($1,031,640.41 US).
- Repatriation: Unlimited on all plans.
- Loss of baggage: Up to €1,500 ($1,547.46 US)for the most basic plan, €2,500 ($2,579.10 US) for the TotalTravel plan and up to €3,200 ($3,301.25 US)for the Premium plan.
- Medical expenses: Up to €80,000 ($82,531.23 US) for the TotalTravel Mini plan, up to €100,000 ($103,164.04 US) for the TotalTravel Premium plan.
Plans and prices:
- TotalTravel Mini: €33.31 ($34.36 US) for 7 days
- TotalTravel: €41.74 ($42.78 US) for 7 days
- TotalTravel Premium: €65.78 ($67,86 US) for 7 days
| Advantages | Limitations |
|---|---|
| Good value for money | Doesn’t include coverage for adventure sports (it does with extension) |
| Flexibility in coverage changes | Lower medical coverage compared to other insurance companies |
| 24/7 support in several languages. |
Which is the best travel insurance for Argentina?
Choosing the right travel insurance for Argentina depends on several factors: Your budget, the activities you plan to do and the coverage you consider essential. After a thorough analysis of the main options, we can say that IATI Backpacker is the best alternative, especially if your plan is to actively explore Argentina. Why does IATI Backpacker stand out as the best insurance?
IATI Backpacker offers medical cover of up to €500,000 ($515,820.21 US), a figure that provides security in the event of any eventuality. Whether you have a medical emergency in remote Patagonia or an incident in cosmopolitan Buenos Aires, you’ll be covered. It also includes unlimited medical repatriation, which is essential in serious situations that may require early return to the country of origin.
On the other hand, IATI Backpacker offers much more coverage. From compensation for lost or stolen luggage of up to €1,500 ($1,547.46 US), to 24/7 multilingual assistance to facilitate the management of emergencies.
In terms of pricing, IATI Backpacker has competitive rates to suit different budgets, especially considering the comprehensive coverage, which includes protection for risky activities. Value for money is hard to beat for its combination of robust medical cover with comprehensive assistance and adventure sports options.
With this review of the different travel insurance coverages for Argentina, you’re already one step closer to enjoying your adventure without worries. If you need more information to get everything ready, you can check out our guides on the best VPN for Argentina or how to get internet once you land in Buenos Aires, Cordoba, or any other destination you’re heading to.
