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Live in Costa Rica: Learn advantages, disadvantages & costs
Are you wondering what it's like to live in Costa Rica as a foreigner? We'll tell you about the quality of life, pros, and cons.
To live in Costa Rica is to wake up every day to the sounds of the jungle, work with ocean views, or spend weekends exploring volcanoes, black sand beaches and tropical forests. Known as the land of Pura Vida, the country reflects the relaxed, grateful and happy spirit of its people.
Costa Rica is ranked among the top five countries in the Americas for quality of life, according to Numbeo’s 2025 Quality of Life Index. In this article, we take a closer look at what it’s like to live in the land of Pura Vida, highlighting the advantages as well as the challenges of moving there, whether for a short stay or for good.
Costa Rica is a top choice for those looking to live close to nature, enjoy warm weather year-round, and find a balance between work and well-being. If this sounds like you, chances are you’re already packing your bags for a flight to San José. But before you go, it’s a good idea to read this guide, which will help you get to know the country that may soon become your new home.
Quality of life in Costa Rica
Costa Rica stands out for its natural beauty, political stability, and overall well-being. Life here is laid-back, with a strong focus on the environment, good education, and attention to health and personal development.
Of course, the experience of living in Costa Rica can differ greatly depending on the region, your budget, and the lifestyle you’re looking for. Next, we’ll take a closer look at what everyday life is really like in this corner of Central America.
What is education like in Costa Rica?
Costa Rica boasts one of the most advanced education systems in the region, with a government that invests a significant portion of its budget to improve its quality.
In Costa Rica, public education is free and mandatory from primary through high school. While schools are plentiful, quality can differ between cities and rural areas. Many expat families opt for private or international schools, which often offer programs in English, French, or German, and are mainly located in San José, Escazú, and popular tourist spots like Guanacaste and Jacó.
For higher education, institutions like the University of Costa Rica (UCR) and the Costa Rica Institute of Technology offer excellent academic programs and are highly regarded across Latin America. In fact, Costa Rica’s universities are among the best in Central America, attracting students from neighboring countries every year.
Is it safe to live in Costa Rica?
Within the region, Costa Rica is considered a safe country. According to the Global Peace Index, it ranks among the most peaceful nations in Central America and the Caribbean. The country has had no army since 1948 and enjoys political stability along with a well-functioning democracy.
Overall, crime in Costa Rica is relatively low compared with neighboring countries. That said, like anywhere, there are areas with higher risks, particularly in parts of San José or near ports, where petty crimes such as pickpocketing and theft are more common.
Tourist areas can be a bit riskier, so it’s important to stay aware. If you are looking for quieter places to live, consider Escazú, Santa Ana, Grecia, Heredia, or rural parts of the Central Valley. Also, take a look at our guide to the best cities in Costa Rica for digital nomads. It is very helpful for finding the perfect place to settle.
Before moving, find out as much as you can about the neighborhood or region, as choosing wisely can make a big difference in your everyday experience.
Is it expensive to live in Costa Rica?
Costa Rica’s cost of living is higher than in many neighboring Central American countries, especially when it comes to rent, imported goods, fuel, and services like internet or private healthcare. Still, it remains more affordable than many European countries.
According to Bloomberg, Costa Rica has the highest minimum wage in Latin America, averaging $725 per month. If you work remotely for foreign clients or earn income in other currencies, you can live very comfortably.
Cities like San José, Santa Ana, and Tamarindo have prices similar to some South American capitals, but they also offer high-quality services and a good environment. In less touristy areas, the cost of living tends to be lower.
Costa Rica has a stable economy, with a strong presence of tech companies, service centers, sustainable agriculture, and ecotourism. While inflation has been kept under control in recent years, locals often feel that prices are high compared with their income. How comfortably you live will largely depend on how you manage your finances.
How well does the country’s healthcare system work?
Costa Rica has a public healthcare system called the Caja Costarricense de Seguro Social (CCSS), which provides medical care to the entire population through clinics and hospitals across the country. Residents are required to enroll in the system, giving them access to consultations, medications, and treatments at no extra cost.
At the same time, there is a wide network of high-quality private clinics. Hospitals like CIMA and Clínica Bíblica in San José provide top-notch care, with skilled professionals and efficient services.
As a foreign resident, you have access to the public healthcare system. Still, many people choose private health insurance to fill gaps or skip long waiting times. It provides extra peace of mind, knowing you can receive high-quality care whenever it’s needed.
What is it like to live in Costa Rica in terms of internet connectivity and technology?
Costa Rica has solid digital infrastructure, especially in urban areas. In cities like San José, Escazú, and Heredia, fiber optic connections with speeds up to 200 Mbps are common. Providers such as Kolbi, Claro, Liberty, and Tigo dominate the market.
Mobile coverage is reliable in most areas, though some rural and coastal regions may have weaker signals. In popular tourist destinations such as Manuel Antonio, Santa Teresa, or Puerto Viejo, the connection is typically good enough for remote work, but it’s smart to have a backup option just in case.
If you want to explore Costa Rica while working, Holafly’s monthly plans with 25 GB, or unlimited data provide fast and reliable internet. Plus, if you travel to nearby countries like Panama or Nicaragua, you won’t need a new eSIM since their coverage spans over 170 countries worldwide.
Important: If you are a frequent traveler and want to stay connected without worrying about expensive roaming or looking for a new SIM at every destination, Holafly’s subscription plans are for you. With a single eSIM, enjoy internet in more than 170 countries for a fixed price and no surprises on your bill. Travel without limits and connect easily and securely! 🚀🌍
Advantages of living in Costa Rica
If you want to live close to nature, Costa Rica is a fantastic option. But the country is more than just beaches, volcanoes, and rainforests. Its stable government, eco-friendly mindset, and laid-back way of life make it a top choice for people from all over the world.
Here we tell you why it is worth considering as a place to live.
Breathtaking nature and easy access to incredible destinations
Costa Rica is one of the most biodiverse countries in the world, which means you can live with easy access to stunning beaches, active volcanoes, tropical rainforests, waterfalls, mangroves, and national parks.
What really sets Costa Rica apart is its strong tradition of sustainability. The country started introducing innovative environmental policies more than fifty years ago, well before most other nations. Today, it is known worldwide for protecting endangered species, preserving its tropical forests, and promoting responsible environmental practices. In simple terms, Costa Ricans understand the value of their natural heritage and make a real effort to look after it.
One of the best parts of living in Costa Rica is how easy it is to explore. Since the country is relatively small, you can plan weekend getaways without spending hours on the road. In just a few hours you could be on the Caribbean or Pacific coast, hiking through the jungle, catching waves, or simply relaxing surrounded by nature.
A peaceful lifestyle in harmony with the environment
Costa Rica’s national motto is ‘Pura Vida,’ and it is more than just a phrase. It reflects a lifestyle. People here take life at an easy pace, are welcoming, and know how to balance work with free time. The atmosphere encourages you to live without stress, enjoy the moment, and put well being first. That alone could be reason enough to move to the country.
Many foreigners say their mental health has improved since settling in Costa Rica. Watching the sunset by the ocean is part of everyday life for people in Tamarindo. Can you imagine having that as part of your daily routine?
Solid democracy and a stable social environment
Costa Rica is known as one of the most stable nations in Latin America. The country abolished its army over 70 years ago and has built its identity around free elections, an independent justice system, and a long-standing democratic tradition.
This stability allows Costa Rica to focus its efforts on education, healthcare, and protecting the environment. For foreigners, that sense of security brings peace of mind and makes it easier to plan for the future.
Growing, multicultural international community
Expat communities can be found throughout Costa Rica, particularly in Escazú, Santa Teresa, Tamarindo, Nosara, and Puerto Viejo. People come from all walks of life, including entrepreneurs, retirees, digital nomads, and students, but they share the same goal, enjoying a good life in a friendly and welcoming environment.
In addition, the local culture is open, welcoming, and respectful. It’s easy to integrate, even if you don’t speak Spanish fluently right away.
Accessible, high-quality healthcare system
Both the public and private healthcare systems provide reliable medical care. If you have legal residency, you can access the public system by paying a monthly contribution based on your income. As mentioned earlier, having private health insurance can help speed up access to care and provide additional coverage.
Professionals are well trained, many speak English, and there are hospitals with modern technology, especially in the Central Valley.
Warm climate throughout the year
If you love warm weather, Costa Rica is the place for you. The climate is tropical, with comfortable temperatures year-round, ranging from 21 to 27 °C. The coasts and lowland areas tend to be hotter, while the Central Valley, including San José, Heredia, and Alajuela, enjoys a milder and more stable climate.
Costa Rica does not experience the four seasons like Europe or North America. The year is divided into the dry season from December to April and the rainy season from May to November, which makes it easy to enjoy outdoor life without sudden weather changes.
Disadvantages of living in Costa Rica as a foreigner
Costa Rica has plenty to offer, but like any country, it also comes with a few challenges and differences compared to more developed nations. Being realistic and prepared for these contrasts will help you have a better experience. Here are some of the less appealing aspects of living in Costa Rica.
Higher cost of living than in other countries in the region
Costa Rica is not cheap. Even though it has reliable public services, many products carry high taxes, and things like food, rent, and gasoline can be expensive compared with other Central American countries.
The good news is that if you earn money in foreign currency, you can live comfortably as long as you have a clear budget and stick to it. Another way to save on rent and living costs is to avoid the most touristy areas of the country.
Slow bureaucracy and administrative processes
Tasks such as getting residency, signing up for the Costa Rican Social Security system, or registering a car can be time consuming and complicated. Many offices require you to appear in person, and the information provided is not always clear.
This means patience is essential to avoid stress or frustration. If you are planning to settle in Costa Rica long term, consider hiring a migration or legal advisor to help navigate the process.
Heavy traffic in the Central Valley
In San José and nearby areas like Escazú, Heredia, and Alajuela, traffic can be hectic, especially during rush hours. The roads are not always able to handle the number of vehicles on a daily basis, so jams are common. Patience is key to avoid getting stressed out.
It helps to live near your job or school, or in neighborhoods where you can get around without needing a car. Planning your day to avoid rush hour can also make life easier. For digital nomads, coliving spaces are a great option, providing a place to stay, work, and connect with others all at once.
Long and intense rainy season
As a tropical country, Costa Rica has a long rainy season from May to November, and in some areas it can rain heavily almost every afternoon. This can affect getting around, outdoor activities, and even internet quality in rural locations.
A good way to handle the rainy season is to plan outdoor activities for the mornings and choose areas with solid infrastructure if you plan to stay year-round. It is also wise to have a comfortable covered space at home for work or leisure.
Irregular services and connectivity in rural areas
Outside the Central Valley or the more developed tourist areas, public services can be less reliable. Internet connections, waste collection, and access to healthcare may be limited or involve longer wait times.
Living close to nature also comes with some limitations. Before choosing a place to stay, check carefully what services are available in the area. Things like having a Holafly data plan, a backup generator, or a water tank can make a big difference.
Changes in immigration policies and visa requirements
In recent years, Costa Rica has updated its requirements for long stays, especially for remote workers and retirees. While options like the digital nomad visa exist, the process can vary and is not always quick.
The best approach is to check official sources before traveling and figure out which type of residency fits your situation. Some people enter as tourists and later apply for residency, but that route also has its limits.
Considering all the pros and cons, is living in Costa Rica worth it? Absolutely, at least for a while. You can soak in the relaxed pace of life, explore the country’s unique natural landscapes, experience its incredible biodiversity, enjoy a variety of beaches, and come away enriched in many ways.
Costa Rica is a place that shifts the way you live. It invites you to slow down, get closer to nature, and appreciate life’s simple pleasures. Living here is about joining a culture that puts calm, community, and well being first. Are you ready to make the change?
Frequently asked questions about living in Costa Rica
It depends on your country of origin and the type of stay. Many foreigners can enter as tourists and stay up to 90 days without a visa. If you plan to stay longer, you will need to apply for temporary residency for work, investment, study, or retirement, or for the new digital nomad visa, which allows you to live and work in the country for up to a year with the option to extend.
A single person typically needs between $1,200 and $2,000 a month to live comfortably, depending on the area. The Central Valley has the most services and job opportunities, but costs are higher. In coastal or rural areas, you might save on rent, though other expenses like utilities or transportation can be higher.
No. Tourist and student visas do not grant the right to work in Costa Rica. To do so legally, you need a work visa, residency based on employment, or a special permit such as the digital nomad visa. Working without proper authorization can result in immigration penalties or losing your legal status.
It depends on what you are looking for. Escazú and Santa Ana are modern, safe neighborhoods with top-notch services, perfect for those who want comfort close to San José. If you prefer the coast, places like Tamarindo, Nosara, Puerto Viejo, and Santa Teresa offer vibrant expat communities, a relaxed lifestyle, and great quality of life for digital nomads and remote workers.
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Hi! I'm a Spanish-English translator working with Holafly, helping bring travel content to life for curious travelers. As a digital nomad with a passion for exploring, I'm always adding new spots to my bucket list. If you love to travel like me, stick around because you're in the right place to find inspiration for your next trip! ✈️🌍
