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Currency exchange Ottawa: Guide for Canadian travellers
Find the best currency exchange rates in Ottawa at downtown spots, the airport, and banks, with tips to get the most value for your money.
Looking for the best currency exchange in Ottawa? The city has plenty of options for you, including local exchange shops, bank branches, and convenient airport kiosks.
This guide will help you compare rates, avoid extra fees, and get the most value out of your money. We’ll also share practical travel tips, like using a travel eSIM to stay connected on your trip.
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Quick picks: Where to change currency in Ottawa
Compare your options for the best currency exchange in Ottawa in the table below:
| Place | Location/area | Best for |
|---|---|---|
| Ultimate Currency Exchange | Downtown Ottawa (240 Sparks) | Strong rates, no commission, online ordering |
| Calforex Currency Exchange | Downtown Ottawa (Rideau Centre) | Open daily, easy transit access, no-fee buyback |
| Ottawa Currency Exchange | Billings Bridge (30 min from downtown) | No fees, long hours of operation, wide currency selection |
| ICE – International Currency Exchange | Ottawa International Airport (YOW) | Convenience, long hours of operation, online pre-order |
| Major banks (RBC, TD, Scotiabank, BMO) | City-wide branches | Secure, reliable, ideal for larger amounts |
Best currency exchange in Ottawa downtown
Downtown Ottawa is one of the best places to exchange currency, thanks to competitive rates, multiple reputable shops, and easy transit access.
It’s usually cheaper than the airport, though parking can be limited and some locations close on weekends. Here are the top spots to consider:
Ultimate Currency Exchange
- Address: 240 Sparks Shopping Centre (C1 – Atrium, Food Court Level)
- Phone: (613) 231-7475
- Hours: Monday–Friday 9:30 a.m.–5:00 p.m.; Saturday and Sunday closed
📌 Key advantage: No commission fees, typically better rates than major banks, and the option to order currency online for pickup or delivery. Multiple branches across Ottawa (Downtown, East, West).
Calforex Currency Exchange
- Address: Rideau Centre, Third Floor, 350B, 50 Rideau St.
- Phone: (613) 569-4075
- Hours: Monday–Saturday 10:00 a.m.–9:00 p.m.; Sunday 10:00 a.m.–6:00 p.m.
📌 Key advantage: Open 7 days a week, easily accessible through OC Transpo and STO, no-fee buyback on unused currency, and conveniently located inside a major downtown mall.
Ottawa Currency Exchange (~30 minutes away from downtown)
- Address: Billings Bridge Shopping Centre, Billings Bridge Plaza, 2277 Riverside Dr. Store 142
- Phone: (613) 731-1350
- Hours: Monday–Thursday 9:30 a.m.–6:30 p.m.; Friday 9:30 a.m.–9:00 p.m.; Saturday 10:30 a.m.–5:00 p.m.; Sunday closed
📌 Key advantage: No service charge or commission, longer operating hours than many downtown spots, two Ottawa locations, and over 100 currencies available instantly at the Bank Street branch.
Currency exchange in Ottawa airport
For Ottawa Macdonald–Cartier International Airport (YOW), the main option for travelers is International Currency Exchange (ICE), with two convenient service points inside the terminal:
- Pre-security – Arrivals Hall – Level 1: Open every day, 10:00 a.m.–7:30 p.m.
- Pre-security – Level 3: Open every day, 4:00 a.m.–7:30 p.m.
- Phone: (613) 249-8567
Pros:
- Competitive exchange rates for major currencies
- Ability to order currency online for pickup at the airport, sometimes with exclusive online rates
- Accepts debit and major credit cards for convenience
- Option to reserve foreign currency in advance to ensure availability
- Quick service for travelers in a hurry, making it ideal for last-minute trips
Cons:
- Rates may be slightly higher than downtown bank branches or dedicated currency shops
- Service points can be busy during peak travel times
- Fees may apply for certain transactions or card types
Banks for currency exchange in Ottawa
Major banks in Ottawa, such as RBC Royal Bank, TD Canada Trust, Scotiabank, and BMO, offer secure and convenient currency exchange options. Many branches allow you to handle other banking needs during the same visit, and some offer online ordering for in-branch pickup.
The main advantage of using banks in Canada for currency exchange is security and reliability, especially for larger amounts. However, their rates are generally less competitive than dedicated currency exchange shops, and service fees may apply.
Banks are ideal for travellers prioritizing safety and convenience, but it’s a good idea to compare rates beforehand to make sure you’re getting the best value for your money.
What to prepare before you go?
Before exchanging currency in Ottawa or heading out on your trip, it helps to prepare a few things to avoid extra fees and get a better rate.
- Compare exchange rates from banks, currency exchange shops, and the airport so you know what’s fair.
- Bring a valid ID since many places, especially banks, require government-issued identification.
- Decide how much cash you’ll realistically need, depending on your destination and how widely cards are accepted.
- Check your bank’s foreign transaction fees so you can plan when to use cash vs. card.
- Order foreign currency in advance if you can, since banks may need extra time for uncommon currencies.
- Keep exchange receipts in case you want to convert any unused cash upon return, as some buy-back policies require proof of purchase.
- Set up an eSIM for travel before leaving so you have data for maps, rate checks, and mobile banking as soon as you arrive.
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