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Travel insurance for Vietnam: Which one should you choose?
Here we’ve selected and compared the 5 best travel insurance plans for your next trip to Vietnam.
Have you already planned your trip to Vietnam but don’t know which travel insurance works best in case of an emergency in the Asian country? We’ve done the research for you so that you can easily choose, with updated data, the option that suits you best.
Although travel insurance isn’t mandatory for this destination, it’s always wise to travel with one that protects you in case of an accident or illness. The healthcare system in the country can be expensive, and without proper medical coverage you might end up paying large sums of money and spoiling your trip.
That’s why below you’ll find a practical, updated guide with what we consider the most suitable travel insurances for your trip to Vietnam. Stay until the end and discover which one we’ve chosen as the best, based on its prices and coverage.
Why take out travel insurance for Vietnam?
Vietnam is a fantastic Asian destination, but it also presents challenges such as traffic accidents, thefts, and illnesses that could ruin your trip. Even if issues are minor, no one wants to face problems abroad without help.
With travel insurance, you’ll protect both your finances and your health through medical coverage that takes care of expenses if you fall ill, suffer an accident, or forget important medication back home.
Moreover, if you need to spend a long time in hospital, your insurer can handle medical repatriation so you can continue recovering at home.
Your personal belongings are also protected, as the insurance covers theft or lost luggage and compensates you quickly so you can replace your items during the trip.
Traffic in Vietnam can be chaotic in some cities, so accidents or crashes are common, especially with motorbikes. Whether you’re a driver or a pedestrian, just call your insurer so they can handle the damages and legal matters affecting you or third parties.
Insurance simplifies many procedures and gives you practical solutions while travelling through Vietnam. Don’t hesitate to invest in a policy that keeps you protected at all times, especially if you enjoy extreme sports.
What should travel insurance for Vietnam cover?
What your travel insurance for Vietnam should include depends a bit on what type of traveller you are. Keep in mind that some activities aren’t covered by basic plans unless you purchase specific add-ons.
This is what your insurance for Vietnam should cover:
- Medical assistance: This is the most important basic coverage, since anyone can get sick or injured while exploring new places.
- Medical and funeral repatriation: Together with medical care, this helps you save money and time. If your health worsens, the insurer will take you home for treatment. In case of death, it will manage the repatriation and cover the costs.
- Assistance for theft or loss of luggage or documents: Whether by accident or theft, your belongings might go missing. In these cases, your insurer will help with procedures or money to replace documents.
- Legal assistance: Your insurance will cover lawyer fees and bail costs if you face legal issues in Vietnam.
- Roadside assistance: If you plan to drive in Vietnam, the insurance can help you find a workshop or petrol station, or translate while you talk to a traffic officer you don’t understand.
- Flight delay or cancellation assistance: If your flight is delayed or cancelled due to the airline, the insurance will help you find a solution during your trip. It may cover food and accommodation costs while you wait for another flight, or even provide new tickets, depending on your policy and contract.
Important: If you are a frequent traveler and want to stay connected without worrying about expensive roaming or looking for a new SIM at every destination, Holafly’s subscription plans are for you. With a single eSIM, enjoy internet in more than 160 countries for a fixed price and no surprises on your bill. Travel without limits and connect easily and securely! 🚀🌍
Comparison of the best travel insurances for Vietnam
Let’s look in detail at what the following five travel insurances for Vietnam offer so you can make an informed choice. Remember to consider the purpose of your trip to Vietnam to choose the insurance that best matches your travel profile.
Here are the mid-range plans with their prices and coverages:
| Coverages | IATI (Backpacker Plan) | AXA Assistance (Plan 100K+ Pre-existing) | Intermundial | Chapka Assurances (Cap Trip Plus) | Heymondo (Top Plan) |
| Price for 7 days | $32.67 (€29.60) | $66.74–82.76 (€62.10–77.00) | $80.71 (€74.00) | $35.63–44.66 (€33.00–41.20) | $34.23–36.87 (€31.60–34.00) |
| Medical assistance | $500,000 (€460,000) | $100,000 (€92,000) | $500,000 (€463,000) | $2,000,000 (€1,852,000) | $1,000,000 (€931,000) |
| Medical repatriation | Included | $50,000 (€46,000) | Unlimited | Unlimited | Included |
| Compensation for delay | $300 (€276) | Yes | $400 (€368) | $400 (€368) | $200 (€185) |
| Lost or stolen luggage | $1,500 (€1,380) | $3,000 (€2,790) | $2,500 (€2,315) | $3,000 (€2,790) | $2,000 (€1,840) |
| Trip cancellation | $2,000 (€1,840) | It doesn’t include | $5,000 (€4,650) | $7,000 (€6,482) | $6,000 (€5,556) |
| Outdoor sports | Included | $3,000 (€2,790) | It doesn’t include | It doesn’t include | Basic |
The 5 best travel insurances for Vietnam
Below, you’ll find detailed descriptions of each travel insurance so you can decide which option best suits your trip to Vietnam.
1. IATI
This insurance offers cover for both short and long trips. It also provides flexible plans for frequent travellers and backpackers. Its prices fit different budgets and traveller types, although some plans offer less coverage compared with similar insurances.
Here are their plans and prices for seven days of coverage in Vietnam:
- Basic: $34.30 (€31.40). Basic coverage with medical assistance up to $50,000 (€46,300).
- Standard: $40.93 (€37.50). Mid-level coverage with medical assistance up to $300,000 (€277,800).
- Backpacker: $57.76 (€53.00). The most popular plan, offering medical assistance up to $500,000 (€463,000).
- Star: $72.41 (€66.40). The most complete plan, with medical assistance up to $4,800,000 (€4,440,000).
| Strengths | Weaknesses |
| Customer support available in Spanish. | The basic plan doesn’t include trip cancellation. |
| Good balance between price and coverage. | No extreme sports coverage in several plans. |
| Plans adapt to different traveller profiles. | Reimbursements can take time to process. |
2. AXA Assistance
This insurance company offers strong medical coverage across all plans. AXA is widely recognised among travellers, though its prices are slightly higher than similar providers.
Here are AXA’s plans and prices for seven days of coverage in Vietnam:
- Adventure 60K: $70.41 (€65.00). Basic plan with medical assistance up to $60,000 (€55,600).
- Adventure 60K+ Pre-existing: $75.55 (€70.00). Includes medical cover up to $60,000 (€55,600) and pre-existing condition assistance.
- Adventure 80K: $66.74 (€62.00). Intermediate plan with coverage up to $80,000 (€74,000).
- Adventure 80K+ Pre-existing: $118.09 (€110.00). Medical coverage up to $80,000 (€74,000) and pre-existing conditions included.
- Adventure 100K: $82.64 (€76.00). Premium plan with medical assistance up to $100,000 (€92,600).
- Adventure 100K+ Pre-existing: $90.46 (€83.00). Same premium plan, plus pre-existing condition cover.
| Strengths | Weaknesses |
| Extensive medical coverage. | Higher prices than average. |
| Globally recognised and trusted brand. | Customer service can be average. |
| Reliable during medical emergencies. | Procedures require several steps. |
3. Intermundial
Intermundial offers strong sports coverage with excellent medical assistance. Moreover, it’s flexible with flight delays and cancellations. Here’s the cost for seven days of coverage in Vietnam.
- GO | World: $80.71 (€74.00), offering medical assistance up to $500,000 (€463,000).
| Strengths | Weaknesses |
| Includes coverage for many sports. | Customer support could improve. |
| Flexible cancellation policies. | Some plans include a deductible. |
| User-friendly and simple website. | Less known in some regions. |
4. Chapka Assurances
This insurer specialises in long stays and travel, focusing mainly on backpackers or travellers seeking temporary residence through special visas. Here are its plans and prices for seven days in Vietnam:
- Cap Trip Basic: $35.63 (€33.00). Medical coverage up to $250,000 (€231,500).
- Cap Trip Plus: Premium plan with medical assistance up to $2,000,000 (€1,852,000)
| Strengths | Weaknesses |
| Excellent for backpackers and frequent travellers. | Customer service mainly in French and English. |
| Competitive pricing for long-term stays. | Only some plans include trip cancellation. |
| Reliable medical and repatriation support. | Limited coverage in Latin America. |
5. Heymondo
Heymondo offers robust medical plans, including a 24/7 medical assistance app where you can chat with doctors for non-urgent consultations. Here are its two plans for seven days in Vietnam:
- Top Trip: $34.26 (€31,60). Medical coverage up to $5,000,000 (€4,630,000)
- Premium Trip: $36.83 (€34,00). Premium plan with coverage up to $10,000,000 (€9,260,000)
| Strengths | Weaknesses |
| Includes a medical assistance app. | Trip cancellation coverage costs extra. |
| Most plans have no deductibles. | Some don’t cover extreme sports. |
| Good balance between price and coverage. | The basic plan lacks key travel coverages. |
Which is the best travel insurance for Vietnam?
IATI Seguros is the best choice for travelling to Vietnam since it offers great coverage in several key areas to ensure peace of mind throughout your journey.
The balance between price and coverage is excellent, as it includes extreme sports, medical repatriation, luggage and document protection, and medical assistance tailored to each plan type.
It also offers flexibility to modify your plans directly from its platform. Plus, it provides support in multiple languages, including Spanish. Remember, the final choice of the best travel insurance for your visit to Vietnam is yours, so carefully review all the activities you’ll do to choose wisely.
Connectivity while travelling in Vietnam
Don’t lose connection for a single moment while in Vietnam, as you’ll need internet to book transport, check maps, translate, or contact your insurer.
With Holafly’s monthly subscription plans, you can enjoy between 25 GB and unlimited data across more than 170 international destinations. It’s perfect if you plan to continue travelling after Vietnam. Plus, these plans let you share your data with other devices.
Or, if you prefer, install the Holafly Vietnam eSIM, which gives you unlimited data for your chosen travel days. With Holafly, you won’t face roaming charges or need to swap SIM cards.
Frequently Asked Questions
Without a doubt, health is key. We recommend choosing strong medical coverage that also includes medical repatriation.
Yes, any of the listed insurance options will assist you if you contract Covid-19.
Keep your insurer’s phone numbers and chat access handy. They’ll guide you step by step through the situation.
Contact your travel insurer immediately. They’ll handle third-party claims, cover legal fees, and provide a lawyer in Vietnam. Some policies also cover bail costs.
No, insurance usually doesn’t cover preventive vaccines. You should arrange them before travelling. However, it may cover vaccines needed during treatment abroad.
