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Travel insurance for Singapore: Which is the best to choose?
The best travel insurance for Singapore can be found here: We show you the plans they offer, their costs, and their main coverage.
Singapore is a destination that will leave you speechless once you discover the beauty of its streets, architecture blending with nature, and its beaches. But to travel with complete peace of mind, we want to recommend the best travel insurance for Singapore.
Imagine starting your holiday and finally travelling to this Asian country you prepared for, but suddenly your flight is cancelled, your luggage is lost, or you fall ill upon arrival in Singapore. These would be enough reasons to return home and cancel your plans.
For these and other unexpected events, it is important to have travel insurance that provides support for any negative incidents during your visit to the country also known as the “Lion City”.
Not sure how to choose insurance? Don’t worry, we have prepared all the information you need to make this choice easier. We’ll cover the importance of taking out insurance for Singapore, what it should cover during your trip, and compare the 5 best insurance plans for this destination.
At the end, you’ll find our opinion on which is the best. Still, we invite you to read the full guide, so you understand why and how we chose the best insurance for you.
Why take out travel insurance for Singapore?
Singapore has abundant greenery and a warm climate throughout the year, although there is a rainy season and a dry season.
This means mosquitoes that transmit diseases like Zika or dengue remain active almost all year, affecting many people, especially tourists without the proper vaccines. Keep in mind that hospitalisation in Singapore can cost around $800 (€745).
The Singapore climate also plays an important role in your trip, as it’s a coastal country often at risk of storms, particularly between September and February. This can cause flight cancellations or delays.
Additionally, Singapore has some civil and traffic rules that may differ from yours, so you could easily commit infractions if you plan to drive there.
Another reason to take out travel insurance is that if you plan to do sports as an amateur, you will be protected against the risks involved, since standard medical coverage only covers accidents or illnesses during travel.
Moreover, in Singapore you could risk theft by pickpockets, which might leave you without documents or even luggage. Insurance provides a practical solution to such unfortunate events.
Finally, insurance acts as your financial shield against any unexpected events during your visit to Singapore. We recommend not skimping on this investment, as prevention is often cheaper than paying large sums later.
What should travel insurance for Singapore cover?
Travel insurance for Singapore should include specific features, since the risks here may differ from other destinations. Therefore, it’s ideal to assess your plans in the country before deciding which insurance suits you best.
Below, we outline the minimum coverage a Singapore travel insurance policy should have, so you can focus only on enjoying your trip:
- Medical assistance: Healthcare in Singapore is expensive for foreigners, so insurance protects you financially against any health emergency, whether due to accidents, mosquito-borne illnesses, or heat-related conditions.
- Medical repatriation: If you suffer an accident or illness requiring weeks in hospital, your insurance handles repatriation so you can recover at home.
- Extreme sports coverage: If you try higher-risk activities, such as water sports, insurance ensures you receive the necessary specific medical care.
- Liability insurance: This coverage assists in case you unintentionally cause injury, death, or property damage to another person. The insurance activates its liability coverage by paying bail, legal fees, and compensation to third parties.
- Flight cancellation and delay: If your flight is missed, cancelled, or delayed, insurance can help pay for another ticket or cover accommodation and food while you wait.
- Luggage loss or theft: If your luggage is lost or stolen, your insurance will track it or compensate you so you can buy essentials during your stay in Singapore.
Important: If you are a frequent traveler and want to stay connected without worrying about expensive roaming or looking for a new SIM at every destination, Holafly’s subscription plans are for you. With a single eSIM, enjoy internet in more than 160 countries for a fixed price and no surprises on your bill. Travel without limits and connect easily and securely! 🚀🌍
Comparison of the Best Travel Insurance for Singapore
Here you can see in detail the 7-day coverage costs for Singapore with the best plans from the 5 top travel insurance providers for this destination. We selected key coverages so you can choose the plan that suits your type of trip best.
| Coverage / Travel Insurance | IATI (Star Plan) | Heymondo (Premium) | Singlife (Travel Prestige) | Intermundial (Total Premium Travel) | Chapka (Cap Trip Plus) |
| Price for 7 days in Singapore | $65 (€61,50) | $37 (€35,00) | $61 (€57,70) | $63 (€59,50) | $45 (€42,50) |
| Medical expenses | $1,000,000 (€931,000) | $10,000,000 (€9,190,00) | Unlimited | $10,000,000 (€9,190,00) | $2,000,000 (€1,852,000) |
| Medical repatriation | Yes | Yes | Yes | Unlimited | Unlimited |
| Lost or stolen luggage | $2,500 (€2,315) | $2,500 (€2,315) | $6,500 (€5,973,50) | $3,500 (€3,255) | $2,500 (€2,315) |
| 24/7 emergency support | Yes (app with medical chat) | Yes | Yes, with video assistance | Yes | Yes, with video call |
| Flight delay support | Optional | $7,000 (€6,482) | $6,000 (€5,556) | Optional | Optional |
| Extreme sports | Included | Optional | No | Yes | Yes |
The 5 Best Travel Insurance Plans for Singapore
Here we detail each of the 5 top travel insurance plans we found for Singapore. You will learn about the plans, advantages, and potential drawbacks.
IATI
IATI is a globally recognised insurance provider for travellers of different profiles. It is versatile and offers balanced pricing relative to its coverage services.
Its experience with backpackers and frequent travellers makes it a top choice for many destinations. For trust and experience, IATI is an excellent option for your Singapore trip.
These are IATI’s plans and prices for 7 days in Singapore:
- Basic: $30 (€27,60) with medical coverage of $50,000 (€46,00).
- Standard: $37 (€34,10) with medical coverage of $300,000 (€275,70).
- Backpacker: $52 (€47,80) with medical coverage of $500,000 (€459,50).
- Star: $65 (€59,70) with medical coverage of $1,000,000 (€919,00).
| Pros | Cons |
| 24/7 assistance in Spanish | Medication reimbursements can be slow |
| Intuitive, user-friendly app | Flight delay support not included in Premium plan |
Heymondo
Heymondo provides excellent customer service, according to user reviews, who also appreciate the pricing relative to coverage. It is a well-recognised travel insurer thanks to the flexibility of its plans.
Here are the 7-day coverage prices for Singapore according to Heymondo’s plans:
- Top Travel: $34 (€31,30) with medical coverage of $5,000,000 (€4,595,00).
- Premium Travel: $37 (€34,10) with medical coverage of $10,000,000 (€9,190,00).
| Pros | Cons |
| High medical coverage | Extreme sports not covered in Premium plan |
| 24/7 customer support | Plans have some limitations |
Singlife
This insurer specialises in corporate travel but offers some individual plans. Its advantage is experience with coverage in Singapore. A limitation is that adventurous travellers may find its plans restrictive.
Here are the Singlife plans and 7-day prices for Singapore:
- Travel Lite: $28 (€25,70) with medical coverage of $200,000 (€183,80).
- Travel Plus: $44 (€40,40) with medical coverage of $800,000 (€735,20).
- Travel Prestige: $61 (€55,90) with unlimited medical coverage.
| Pros | Cons |
| Specialises in Singapore travel | Focus on corporate and group travel |
| Low pricing for coverages | Limited coverage for traditional travellers |
Intermundial
Intermundial is ideal for more adventurous travellers who practice amateur sports. Coverage for these activities is not always included but can be easily added.
The prices are balanced and offer substantial coverage. Here are the 7-day Singapore coverage prices:
- Total Travel Mini: $32 (€29,40) with medical coverage of $300,000 (€275,70).
- Total Travel: $40 (€36,80) with medical coverage of $5,000,000 (€4,595,00).
- Total Travel Premium: $63 (€57,90) with medical coverage up to $10,000,000 (€9,190,00).
| Pros | Cons |
| Flexible travel date changes | Slow reimbursement processes |
| High medical coverage in premium plans | Low coverage for luggage loss |
Chapka
Chapka offers balanced coverage across two plans: Basic and Plus. This allows travellers to choose essential coverage options according to their trip type.
For example, if your trip involves adventure or extreme sports in Singapore, the Plus plan is best. For tourism and sightseeing, the Basic plan is ideal.
Here are the plans and 7-day prices in Singapore:
- Cap Trip Basic: $36 (€32.90) with medical coverage up to $250,000 (€228,650).
- Cap Trip Plus: $45 (€41.10) with medical coverage up to $2,000,000 (€1,829,000).
| Pros | Cons |
| Covers extreme sports including search and rescue | No mobile app |
| Balanced and competitive pricing | Slow reimbursement processes |
Which is the best travel insurance for Singapore?
IATI is the best travel insurance for your next visit to Singapore, as it provides all the essential coverage for this destination. It offers high medical assistance coverage, giving you the confidence of being protected in case of an accident or serious illness.
Especially because healthcare in Singapore is efficient but also costly, which could generate high medical bills if you don’t have comprehensive insurance.
Furthermore, you can practice extreme sports safely in Singapore and have all medical costs covered in case of injury. Also, expenses due to lost luggage can be high and insurance can help resolve such issues easily.
With IATI you get 24/7 support. You won’t need to worry about flight cancellations, delays, or repatriations, as this insurance covers all associated costs.
The prices, though not the cheapest of the five insurers we presented, are fair relative to the services and coverage that IATI provides.Travel insurance for Singapore: Which one should you choose?
Connectivity while travelling in Singapore
Don’t lose internet while travelling in Singapore, and don’t wait until arrival to solve connectivity, as being offline can prevent booking transport or contacting friends and family.
Instead, get a Holafly monthly subscription plan, offering 25 GB up to unlimited data to share across other devices such as your laptop, another phone, or tablet.
Alternatively, you can use the Holafly Singapore eSIM, which allows you to purchase only the days you need without paying roaming fees or changing SIM cards.
Frequently Asked Questions
No, Singapore does not require visitors to purchase travel insurance. However, it is highly recommended due to the high costs of its healthcare system.
Medical costs for sports injuries are higher due to specialists, exams, and procedures. Sports also carry higher risk.
Yes, but some insurers limit coverage amounts. It is best to buy insurance from your home country to ensure full coverage from the start.
Yes, most insurers provide telephone support in Spanish regardless of your location.
Yes, some travel insurers provide translation services in English or other languages, especially in emergencies, helping you communicate with doctors.
