Cost of living in India: Food, transport, and more

Moving to India for a while is becoming an increasingly popular choice for remote workers, international students, and anyone looking to cut costs without giving up an immersive cultural experience. The country offers a mix of bustling cities and quieter destinations, with a cost of living that’s generally lower than in much of Europe or North America. In this article, you’ll find a clear breakdown of India’s cost of living in 2026.

You’ll see what it costs to find accommodation, eat, get around the city, and cover basic expenses like internet and utilities. You’ll also learn why rent can vary so much between cities like Bangalore, Delhi, or Goa, and how that affects your monthly budget. Everything is designed to help you decide whether India fits your lifestyle and future plans.

Average cost of accommodation in India

Housing is one of the biggest variable expenses in India, largely depending on the city, neighborhood, and type of accommodation. Here are the most common options that offer comfort and security:

Mid-range hotels

Mid-range hotels are a popular choice for short stays or the first few weeks while you look for something more permanent. They usually offer regular housekeeping, a front desk, and often breakfast.

The approximate monthly cost of a mid-range hotel in major cities ranges from $700 to $1,100. In smaller cities or less touristy areas, prices can drop to around $550.

Furnished apartments

Renting a furnished apartment is one of the most common options for stays of several months. They usually come with basic furniture, a fully equipped kitchen, and sometimes building maintenance fees.

A one-bedroom apartment in a well-connected area typically costs between $400 and $700 per month. In central neighborhoods of cities like Mumbai or Bangalore, prices tend to be at the higher end, while smaller cities often offer more affordable options.

Colivings

Coliving spaces have grown rapidly in India, especially in cities with digital nomad and international professional communities. They typically include a private room, shared common areas, high-speed internet, and services like housekeeping or community events.

The monthly cost of a standard coliving space ranges from $450 to $800, depending on the city and included amenities. While it’s more expensive than renting a shared apartment, it offers greater comfort and convenience.

Airbnb for long stays

Some hosts offer discounts for monthly stays on Airbnb, which can be a flexible solution for those who don’t want to sign contracts.

The average monthly cost of a well-located, fully functional Airbnb ranges from $600 to $900. This option is usually more expensive than a traditional rental, but the flexibility and included amenities often make it worthwhile.

Overall, India makes it easy to tailor housing costs to different budgets, making this one of the key reasons the country is so appealing for longer stays.

Cost of food in India

Food is one of the biggest ways India stands out compared to other destinations. By combining local grocery shopping with occasional meals out, you can easily stick to a reasonable monthly budget even in major cities.

Food prices in supermarkets in India

Chains like Reliance Smart or Spar, which are common in major cities, can give you a good idea of prices. Here’s what some basic items typically cost:

• Dry pasta (500 g): $1.20 to $1.80.
• Eggs (dozen): $1.80 to $2.50.
• Milk (1 liter): $0.60 to $0.90.
• Beef (1 kg): $6 to $9, with limited availability depending on the region.
• Chicken (1 kg): $2.50 to $4.
• Imported chocolate (standard bar): $1.50 to $3.
• Ground coffee (250 g): $3 to $6.

Buying local and seasonal products usually reduces monthly expenses, while imported products increase the budget.

Eating out in India

India offers many dining options designed for residents, with affordable prices and good quality.

• Breakfast at a local or casual café: $2 to $4.
• Lunch in a restaurant for locals: $3 to $6.
• Dinner in a mid-range restaurant: $6 to $10.

Eating out several times a week is still cheaper than in many Western countries, especially if you avoid very touristy areas.

Transportation prices

Transportation in India is varied and, in most cases, inexpensive. Options range from mass public transportation to private platforms and personal vehicles.

Public transportation and taxis

• Metro or city bus ticket: $0.30 to $0.60.
• Traditional taxi for a short trip: $2 to $4.
• Monthly metro pass: $10 to $20, depending on the city.

Platforms such as Uber

Uber and similar services are widely available in large cities.

• Average urban journey: $2 to $5.
• Airport–city center journey: $6 to $12.

Gasoline and electric mobility

• Gasoline (1 liter): $1.20 to $1.40.
• kWh for electric cars: $0.08 to $0.12, with regional variations.

Bicycle rental

Cities such as Bangalore and Delhi offer bike-sharing services.

• Rental per use (30 minutes): $0.30 to $0.60.
• Basic monthly subscription: $5 to $10.

Insurance and vehicles

• Compulsory insurance for motorcycles or small cars: $80 to $150 per year.
• More comprehensive insurance with extended coverage: $150 to $300 per year.

A popular and affordable new vehicle is the Suzuki Swift, which costs around $8,000 to $10,000, depending on the model and local taxes.

Healthcare costs in India

India has a mixed healthcare system, with both public and private services. The quality and waiting times vary greatly between the two.

Access to public healthcare

Public services are primarily designed for local residents. As a foreigner, access can be limited and often involves long waits. Costs are low, but they are not always the best option for non-urgent care.

• Basic consultation in a public hospital: $1 to $3.

Private health insurance

Taking out private health insurance is recommended for medium or long stays.

• Basic private health insurance: $40 to $90 per month.
• Insurance with comprehensive and international coverage: $90 to $150 per month.

Prices for private medical services

• General medical consultation: $10 to $25.
• Routine dental consultation: $15 to $40.
• Appendectomy in a private hospital: $1,000 to $2,500, depending on the center and city.

Over-the-counter medications

• Paracetamol (standard box): $0.50 to $1.
• Common cold medicine: $1 to $2.
• Antihistamines: $1.50 to $3.

Healthcare costs in India are much lower than in many countries, but having private insurance makes a difference in the quality and speed of care.

Prices for internet and calling plans in India

India has great internet and mobile coverage, making it easy to work remotely and stay connected without spending a lot each month.

Fixed internet

Fixed internet services typically offer good speeds at competitive prices, especially in urban areas.

• 100 Mbps fiber optic internet: $10 to $15 per month.
• 300 Mbps fiber optic internet: $18 to $25 per month.
• 1 Gbps fiber optic internet: $35 to $50 per month.

These plans usually include unlimited data and do not always require long-term contracts.

Local mobile plans

The main operators offer very affordable plans with large data allowances.

• Basic mobile plan with unlimited calls and data: $3 to $6 per month.
• Intermediate mobile plan with more data and 5G speed: $6 to $10 per month.

International mobile internet with Holafly monthly plans

If you move between countries or want to avoid local paperwork, Holafly’s monthly plans are a handy solution. They give you unlimited data in over 160 countries, including India, so you can stay connected without switching numbers or relying on public Wi-Fi.

These types of plans are very useful for short stays, frequent travel, or for those who work remotely and need a stable connection from day one.

Important: If you are a frequent traveler and want to stay connected without worrying about expensive roaming or looking for a new SIM at every destination, Holafly’s subscription plans are for you. With a single eSIM, enjoy internet in more than 160 countries for a fixed price and no surprises on your bill. Travel without limits and connect easily and securely! 🚀🌍

Leisure activities

Leisure options in India are diverse and generally affordable. From cultural activities to everyday entertainment, it’s possible to enjoy yourself without putting too much strain on your budget.

Common leisure activities

• Movie ticket: $3 to $6.
• Zoo or urban national park ticket: $2 to $5.
• Local theater ticket: $5 to $10.
• Streaming platform (monthly subscription): $4 to $7.
• Local cable TV or streaming service subscription: $5 to $10.

Entrance fees to tourist sites

• Taj Mahal (general admission for foreigners): $15 to $20.
• Temples and historical monuments: $1 to $5.
• National museums: $1 to $4.

How much does it cost to live in India?

Monthly living costs in India vary by city and lifestyle, but overall they remain low compared to other international destinations.

• One person: Between $700 and $1,200 per month.
• A couple: Between $1,200 and $2,000 per month.
• A family of four: Between $1,800 and $3,000 per month.

These ranges include standard accommodation, food, transportation, basic services, and moderate leisure activities.

Frequently asked questions about the cost of living in India

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Paula Henderson

Spanish-English Translator

Hi! I'm a Spanish-English translator working with Holafly, helping bring travel content to life for curious travelers. As a digital nomad with a passion for exploring, I'm always adding new spots to my bucket list. If you love to travel like me, stick around because you're in the right place to find inspiration for your next trip! ✈️🌍

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