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Live in Mexico: Learn advantages, disadvantages & costs
Wondering what it's like to live in Mexico as a foreigner? We tell you all about the quality of life, its advantages, and disadvantages.
Sipping coffee while looking out over Guanajuato’s colonial square, enjoying the white sand beaches of Cancún, or working from a modern coworking space in Mexico City are just a few of the experiences you can have when you choose to live in Mexico for a season. The country offers a perfect mix of history, modern life, natural beauty, and a warmth that makes people want to stay.
Thinking about your next adventure? This guide gives you a clear picture of what it’s like to live in Mexico and can help you decide if spending time in one of its cities or charming towns is right for you. From lifestyle and safety to healthcare, connectivity, and more, you’ll find everything you need to make your stay an unforgettable one.
Is it worth moving to Mexico? Keep reading and you’ll get a much clearer picture of what you can expect from this North American destination.
Quality of life in Mexico
Living in Mexico is an experience full of contrasts. In major cities like Mexico City, Monterrey, or Guadalajara, you will find top level services such as modern private hospitals, well known universities, a vibrant cultural scene, and excellent connectivity. In smaller towns or rural areas, life moves at a slower, more traditional pace with access to some services more limited.
The quality of life you experience will largely depend on three things: where you choose to live, your monthly budget, and the kind of lifestyle you are looking for. Mid-sized cities like Mérida, Querétaro, or Puebla usually offer a good balance of cost, infrastructure, and safety. Tourist destinations such as Cancún, Tulum, or Playa del Carmen tend to be more expensive, but you get to live by the sea in a more international environment.
Another important thing to keep in mind is that the Mexican lifestyle is generally relaxed and social. Daily life often revolves around family gatherings, cultural events, local cuisine, and outdoor activities, all of which contribute to a strong sense of well-being.
To make the most of your experience, it is important to choose the right area to live in, have a suitable health plan, and adapt to the local pace and customs, which may be different from what you are used to.
Public and private education
Education in Mexico is varied and widely available. While public schooling from preschool through high school is free and required, the quality differs across the country. In rural or less developed areas resources can be scarce, while larger cities often have public schools that offer excellent education.
When it comes to higher education, Mexico is home to universities recognized around the world. For example, UNAM is one of the top institutions in Latin America, offering high-quality programs at very affordable costs. There are also prestigious private universities, such as Tecnológico de Monterrey, ITAM, and Universidad Iberoamericana, known for their excellent programs. Studying at these institutions, however, can require a significant financial investment.
For foreign families moving with children, cities like Mexico City, Monterrey, Guadalajara, and Querétaro offer bilingual and international schools with programs based on the US, Canadian, British, or International Baccalaureate curricula.
In short, if education is your top priority, it’s best to settle in larger or mid-sized cities where you will find more high-quality options, both public and private.
Safety and public perception
Safety is an important consideration when moving to Mexico. The situation varies greatly depending on the region. Some cities are among the safest in Latin America, while others face challenges related to organized crime or common criminal activity.
According to the 2024 Numbeo index, cities like Mérida, Querétaro, San Pedro Garza García in Monterrey, and Aguascalientes stand out for their strong sense of safety, modern infrastructure, and low crime rates. In these places, walking at night, using public transportation, or living in open neighborhoods is generally safe for both locals and foreigners.
By contrast, some areas in states like Guerrero, Michoacán, or certain outskirts of major cities carry higher risks. In these cases, both authorities and expat communities recommend taking extra precautions, such as avoiding travel at night, learning which neighborhoods are safest, and using reliable transportation.
The key is choosing your city and neighborhood carefully. Mexico has plenty of peaceful areas, but given the country’s size and diversity, the best approach is to take your time researching and, if possible, talking to locals before deciding where to settle.
In addition, Mexican hospitality and solidarity are felt on a daily basis, which helps to create a sense of support and security in everyday life.
Economy, salaries, and cost of living
Mexico has one of the largest economies in Latin America and is closely connected through trade with the United States and Canada. This creates a dynamic market with opportunities for entrepreneurs, digital nomads, and international professionals, especially in areas like technology, tourism, international trade, and services.
The average salary in Mexico is around $530 per month, though pay can vary widely depending on the industry, experience, and location. For those working remotely for international clients or earning in foreign currency, the balance between income and cost of living remains favorable, although not as pronounced as in previous years due to rising prices in 2024 and 2025.
In terms of cost of living, there are significant differences between cities:
- In destinations like Mérida, Puebla, or Guadalajara, a monthly budget of $800-1,500 is enough to live comfortably, covering rent, food, transportation, and leisure.
- In cities like Mexico City, Playa del Carmen, or Tulum, living costs can be 20 to 40% higher, especially in central or tourist-heavy neighborhoods.
Overall, Mexico still offers a good quality of life at reasonable costs for those earning international income. However, if you want to live in highly touristic areas or trendy neighborhoods, you will need a higher budget.
Healthcare system
Mexico has a mixed healthcare system with both public and private options to suit different types of residents. Medical care in private hospitals is excellent in major cities, and overall costs are much more affordable than in the United States or Europe.
The Mexican Social Security Institute (IMSS) provides healthcare for workers registered in the formal system. Through the INSABI program, basic medical services are also available for people without social security, although the facilities and quality of care can vary widely depending on the region.
Private healthcare in Mexico is known for its speed, convenience, and high professional standards. In cities like Mexico City, Monterrey, Guadalajara, Cancún, and Mérida, you will find world-class hospitals such as Hospital Ángeles, Médica Sur, and Hospital Zambrano Hellion.
That’s why many expats opt for local or international private health insurance. It makes it easier to access high-quality clinics, avoid long waits, and be fully covered in case of emergencies. It’s worth considering, since if a health problem comes up while you are in Mexico, you’ll want to get the best possible care.
In addition, in large cities, many doctors speak English, which eases communication for those who are not yet fluent in Spanish.
Internet connectivity and technology
In recent years, Mexico has made big improvements in digital connectivity. Now, in most major cities and popular tourist areas, it’s easy to work, study, and get online without any issues.
Average fixed-line internet speeds in Mexico exceed 60 Mbps, and in major cities like Mexico City, Monterrey, Guadalajara, or Querétaro, fiber optic plans ranging from 100 to 300 Mbps are common. Providers such as Telmex, Totalplay, Izzi, and Megacable offer bundled internet, phone, and TV services at reasonable prices.
Digital life is fully integrated in Mexico. From paying at the supermarket with your phone to ordering food, booking rides, or handling government paperwork, almost everything can be done online through apps like Rappi, Uber Eats, Didi, Amazon, Mercado Libre, or Clip for mobile payments. This makes Mexico an appealing destination for digital nomads, international students, and remote workers.
If you want to make the most of this digital infrastructure while traveling between cities, Holafly Plans can be a great companion. Its unlimited data plan lets you stay connected not just in Mexico, but in over 170 countries worldwide.
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Advantages of living in Mexico
Like any country, living in Mexico comes with its pros and cons. Each year, thousands of foreigners are drawn to its unique combination of quality of life, cultural diversity, affordable cost of living, and the warmth of its people. If you are considering a move, here are some of the advantages you can expect.
Affordable cost of living for digital nomads
For those earning in dollars, euros, or working remotely, Mexico remains highly competitive. While prices have risen in some tourist-heavy cities in recent months, the overall cost of living is still far lower than in the United States, Canada, or Europe.
This allows you to live comfortably, access good quality services, enjoy an active social life, and, in many cases, save part of your income.
There are also big differences within the country. While living in Mexico City or Playa del Carmen can be expensive, cities like Mérida, Puebla, or León offer an affordable lifestyle without compromising on quality.
Cultural and geographic diversity
Mexico is a country full of cultural and natural diversity. You can explore everything from turquoise Caribbean beaches to historic colonial towns, lush jungles, volcanoes, canyons, and deserts. And its magical small towns, known as Pueblos Mágicos, are perfect for wandering and discovering at your own pace.
Every region of Mexico has its own traditions, cuisine, festivals, and way of life. Living in the country means being surrounded by vibrant colors, flavors, and celebrations all year long, no matter where you settle. Every trip within Mexico offers a new and unique experience!
Warmth and hospitality of its people
One of the things that truly defines Mexican culture is its hospitality. People are warm, welcoming, and ready to lend a hand. Even newcomers are often invited to family events, local celebrations, or meals, making it easy to feel part of the community.
This warmth helps foreigners adapt much more easily, and they quickly feel part of the community.
Access to modern services and quality private healthcare
In Mexico’s major cities, the service infrastructure is modern and efficient. World-class private hospitals, top shopping centers, prestigious universities, well-equipped coworking spaces, and a wide range of entertainment options are all easily accessible.
Private healthcare in Mexico is both high quality and much more affordable than in places like the United States. You can receive prompt care from experienced professionals without facing huge medical bills.
Easy to integrate as a digital nomad or remote worker
Mexico has become a popular hub for digital nomads and remote workers. In cities like Mexico City, Playa del Carmen, Mérida, or Puerto Vallarta, you’ll find high-quality coworking spaces, many coliving options where you can live and work in community, fast and reliable internet, and an active network of remote professionals. These cities also host networking events and international meetups that make it easy to build both personal and professional connections.
An added bonus is that there are several relatively accessible options for temporary residence visas or remote work permits.
Overall, Mexico’s multicultural environment and its infrastructure tailored to online workers make it an ideal destination for anyone looking to combine a high quality of life with global work opportunities.
Disadvantages of living in Mexico as a foreigner
There is no doubt that Mexico has a lot to offer. At the same time, like any country, it has its challenges. In other words, moving to a Mexican city or town comes with certain obstacles that are worth understanding beforehand to avoid disappointment or unpleasant surprises.
Levels of insecurity in some regions
If you’re planning to move to Mexico as a foreigner, choosing a safe city or town will probably be a top priority. While the capital has its appeal, it doesn’t always rank as the safest option.
While cities like Mérida, Querétaro, or San Pedro Garza García offer a safe and peaceful living environment, other areas experience higher crime rates, particularly in parts of the north and some coastal states. For example, Tulum is a beautiful destination, but in recent years it has seen a notable rise in crime.
Focus on areas that are well connected, well lit, busy with people, and close to essential services. It can also be helpful to hear from other foreigners who are already living in the neighborhood.
Slow bureaucracy and complex administrative processes
In some cases, simple tasks like opening a bank account or signing up for public services can involve lengthy and somewhat bureaucratic processes. Clear information isn’t always available, and sometimes it can even be contradictory, causing unnecessary delays.
It’s best to approach these processes with patience. If you can, working with a local consultant or migration advisor can make things much smoother and help you avoid costly mistakes.
Air quality in some cities
Large cities like Mexico City, Monterrey, and Guadalajara experience high levels of air pollution, especially during the dry season from November to May. Keep this in mind if you have respiratory issues or allergies, as it can impact your quality of life.
If you want to avoid high pollution levels, living in cities like Mérida, Querétaro, Oaxaca, or in coastal areas along the Caribbean or Pacific will offer a much more comfortable experience.
Differences in infrastructure between regions
In a large country like Mexico, major cities tend to have modern and efficient infrastructure, while rural or remote areas can face challenges with public transportation, healthcare access, and internet connectivity.
If you’re thinking about living in a small town or a more natural setting, make sure to check what services are available. In some cases, you may need your own car or plan ahead for how to get around and work.
Cultural challenges and initial adaptation
Although Mexicans are extremely welcoming, adjusting to new customs, schedules, and ways of communicating can take some time. Things like punctuality, the way people handle negotiations or administrative tasks, and even the pace of life may feel very different from what you’re used to.
Be open and curious about the differences you’ll encounter. Join in local events, pick up a few everyday phrases, and spend time with locals over simple activities like coffee or lunch. Doing this will make it much easier to feel part of the community.
Frequently asked questions about living in Mexico
It depends on how long you plan to stay. Many foreigners can enter Mexico as tourists without a visa and remain for up to 180 days. If you want to stay longer, you’ll need to apply for a temporary resident or work visa. The process can take several weeks, so it’s a good idea to start well in advance.
The cost of living varies depending on the city. In places like Mérida, Guadalajara, or Puebla, you can live comfortably on $800 to $1,500 per month, covering rent, food, transportation, and personal expenses. In more expensive cities like Mexico City, Cancún, or Playa del Carmen, your monthly budget may exceed $1,800 if you want to maintain a higher standard of living.
There are plenty of options. You’ll find furnished apartments, student residences, coliving spaces, and rentals through platforms like Airbnb that often offer discounts for stays of a month or longer. You can also rent directly through local real estate agencies or expat groups, which sometimes provide better deals.
Yes, but it depends on your immigration status. As a tourist, you’ll only have access to emergency care in public hospitals. If you get a temporary or permanent resident visa, you can join the IMSS by paying an affordable annual fee. Even so, many expats choose private health insurance to access higher-quality hospitals.
Mexico City, Playa del Carmen, Mérida, and Guadalajara are among the most popular choices. They all offer strong digital infrastructure, coworking spaces, a vibrant cultural scene, and expat communities that make settling in easier. They also have good air connectivity for traveling within Mexico or abroad.
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Hi! I'm a Spanish-English translator working with Holafly, helping bring travel content to life for curious travelers. As a digital nomad with a passion for exploring, I'm always adding new spots to my bucket list. If you love to travel like me, stick around because you're in the right place to find inspiration for your next trip! ✈️🌍
