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This small principality nestled between Spain and France is an exceptional place to live, offering a high quality of life surrounded by mountains and one of the most favorable tax systems for workers. That’s why many digital nomads, students, and people seeking a peaceful lifestyle choose to live in Andorra.

According to the United Nations Development Programme (UNDP), Andorra ranks 36th in the world for its high level of education, quality healthcare system, and elevated per capita income, based on the Human Development Index study conducted in 2023.

In this article, we’ll give you a glimpse of what life in this country is like, exploring key aspects such as education, safety, the economy, healthcare services, and digital connectivity. You’ll also discover the pros and cons of moving to Andorra so you can decide whether it fits your lifestyle.

live in andorra

Quality of life in Andorra

If you love nature, mountains, fresh air, and the tax advantages this country offers, you’ll fall in love with life in Andorra. With 90% of its territory covered by forests, natural parks, and lakes, the quality of life here is truly enviable.

Andorra is a paradise for outdoor lovers, with endless mountain activities like skiing, snowboarding, snowmobiling, hiking, and trekking. If you prefer something more relaxed, you can wander through picturesque villages and enjoy its outstanding cuisine. Tempting, isn’t it? And if living in Andorra has ever crossed your mind, now is the perfect moment to discover everything this country has to offer.

life in andorra
Andorra, a country with a high quality of life and surrounded by mountains.

Healthcare system in Andorra

Andorra’s healthcare system combines both public and private services, offering high-quality care at lower costs than in many other European countries. While the country isn’t part of the EU, it does have bilateral agreements with neighbors like Spain, France, and Portugal, which allow their citizens to receive free emergency treatment in Andorra. This is made possible through what’s known as the Special Displacement Form.

However, for travelers from other countries, it’s advisable to take out health insurance or be prepared to pay directly for any medical visits. The main hospitals include:

  • Nostra Senyora de Meritxell Hospital: The main hospital in the country, renowned for its modern technology and specialized care.
  • Centre Mèdic Valira: Notable for providing private care and preventive medicine.

It’s worth noting that Andorra boasts one of the highest life expectancies in the world, with an average of 83.5 years, according to the World Health Organization.

Education in Andorra

The education system in Andorra is trilingual, with classes in Catalan, French, and Spanish. The Andorran government has also established agreements with Spain and France to recognize academic credentials, allowing students from these countries to continue their studies at universities or institutions in the principality. The best ones are:

  • University of Andorra (UdA): Specialized in areas such as nursing, computer science, business, and education.
  • Aixovall Vocational Training Center: Vocational training with highly valued technical specializations.

Economy in Andorra

In 2023, the World Bank conducted a study on per capita income, estimating it at $45,285. This measure reflects the average income per person and is calculated by dividing a country’s total Gross Domestic Product (GDP) by its population.

A major perk of living in Andorra is its favorable tax system. Income up to $31,000 isn’t taxed, and other rates are much lower than in most countries, usually between 5% and 10%, making it a very attractive place for residents.

Salaries in Andorra

When it comes to salaries, working for a local company often means opportunities in growing sectors like tourism, retail, and technology. The average monthly salary is around $2,265, which is lower than in countries like Germany or Switzerland, but this is balanced out by lower taxes and a more affordable cost of living.

work in andorra
Nomads working in a coworking space in Andorra. Source: Pexels.

Safety in Andorra

Andorra has a very low crime rate. According to the 2024 Global Peace Index, it’s one of the safest countries in Europe. Crime and theft rates are well below the EU average, making it an ideal place to walk around without worry.

Nature and air quality

Living in Andorra means enjoying some of the cleanest air in Western Europe, with an average of 6.2 µg/m³, well below the WHO limit of 10 µg/m³, according to the IQAir Global Air Quality Report. Surrounded by forests, it’s easy to see why, especially in a country where 90% of the land is natural wilderness.

  • Vall de Sorteny Nature Park: Located in Ordino, this is the largest flora reserve in the country, with over 800 plants. 
  • Comapedrosa Nature Park: Located in Massana, with the highest peak in Andorra, perfect for climbing or hiking.
  • Rabassa Forest: In Sant Julià de Lòria, with Naturland Park.
  • Tristaina Lakes: In Ordino, with three glacial lakes to visit.
  • Estany de Juclà: The largest lake in Andorra, located in Canillo.
nature in andorra
Live surrounded by nature in Andorra. Source: Pexels and Pixabay.

Internet connection quality in Andorra

Andorra was the first country in the world to offer fiber-optic internet across its entire territory, with speeds reaching 700 Mbps, according to Andorra Telecom. Digital connectivity is excellent, with reliable 4G, a growing 5G network, and seamless access to online services like shopping.

For those looking to live in Andorra and work remotely as digital nomads, the best way to boost your connectivity is with Holafly’s monthly plans. You can enjoy 5G coverage, unlimited data, and connect two devices at the same time for $64.90 per month.

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Advantages of living in Andorra

Still unsure if living in Andorra is the right choice for you? Here are the five main advantages that make this country an ideal destination for living, working remotely, studying, or simply enjoying a relaxing stay:

  • Tax agreements: You can benefit from exemptions and double taxation treaties, as well as low taxes.
  • Natural environment: Andorra has clean air, excellent water quality, and a mountainous environment that improves quality of life.
  • Safety: Live in one of the safest countries in Europe and enjoy walking through its streets with peace of mind.
  • Strategic location: You are just two hours from Barcelona or Toulouse, as it is located between France and Spain.
  • Cultural and sporting activities: The cultural scene is lively, with attractions like the Carmen Thyssen Museum, art centers, festivals, and plenty of facilities for sports and recreational activities.
digital nomads in andorra
Digital nomads enjoying activities in Andorra @ pexels.

Disadvantages of living in Andorra

It’s also worth looking at the challenges of living in Andorra. Certain factors could be major drawbacks depending on your lifestyle. Here are the key disadvantages to help you decide if it’s the right fit for you:

  • Limited accessibility: Andorra has no airport or direct train connections, so it can only be reached by road from France or Spain.
  • High rents: According to the study on the cost of living in Andorra (2023), prices are 15–20% higher than in nearby Spanish cities.
  • Cold climate: In winter, temperatures can drop to –5 °C.
  • Competitive job market: If you are not a resident, work permits are granted on a limited basis.
  • Language and cultural barriers: Catalan is the official language, though other languages are spoken as well. However, living in a small community can make it harder to fully integrate.

Frequently asked questions about living in Andorra

What languages are spoken in Andorra?

The official language is Catalan, but Spanish, French, and Portuguese are also commonly spoken, thanks to Andorra’s proximity to these countries and the communities that have settled here.

Is it easy to find work in Andorra as a foreigner?

Jobs are easier to find in tourism, retail, and hospitality, though a work permit is required to be employed legally. For other positions, a high level of Catalan may be necessary.

Can I buy property in Andorra as a foreigner?

Yes, you can buy a home in Andorra, but you will need to apply for prior authorization from the Andorran government.

What are the best areas to live in Andorra?

Andorra la Vella, Escaldes-Engordany, and La Massana are the best-known areas, offering services, transportation, and leisure activities.

What is the tax system like when living in Andorra?

The country’s tax system is one of the most attractive in Europe, with income tax rates below 10% and no taxes on wealth or inheritance.

Paula Henderson

Paula Henderson

Spanish-English Translator

Hi! I'm a Spanish-English translator working with Holafly, helping bring travel content to life for curious travelers. As a digital nomad with a passion for exploring, I'm always adding new spots to my bucket list. If you love to travel like me, stick around because you're in the right place to find inspiration for your next trip! ✈️🌍

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