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Digital Nomads in the USA: A Guide to Work and Travel
Learn about the best cities to live as a digital nomad in the USA. Information about visas, taxes, cost of living and more.
The United States is rated by NomadList as the top destination in the world visited by digital nomads and at Holafly, we want to provide you with an overview on how to be a digital nomad in the USA and what you need to know if this North American country is on your radar as your next destination.
The United States has been a pioneer country when it comes to the rise of digital nomads, as more than 17 million Americans are professionals working remotely around the world.
In this comprehensive guide you will learn everything from the best cities and types of visas to tips on accommodation and living costs. This information will help you plan your stay successfully to make the most of your experience – read on to find out how to be a digital nomad in the United States!
Why choose to be a digital nomad in the United States?
Digital nomad communities
One of the greatest perks of being a digital nomad in the United States is the vibrant communities found in cities like San Francisco, Austin, and New York. These cities host numerous digital nomad groups on platforms like Meetup and Facebook Groups, providing opportunities to connect with fellow remote professionals, exchange ideas, collaborate, and offer mutual support.
Networking opportunities
Cities like San Francisco are the heart of technological innovation, where events and conferences are held throughout the year. Platforms like Eventbrite or Meetup allow you to search for events of interest in technology, design, marketing or entrepreneurship. This is key to making connections that can result in collaborations or new job opportunities.
Quality of life
The quality of life in the United States is remarkable, with access to excellent health care, education, transportation and entertainment. Many cities have urban and suburban living options, allowing you to choose an environment that suits your lifestyle. In addition, the USA has a high level of development in terms of infrastructure, with quality housing and reliable public services.
Safety
While safety may vary from city to city, many areas are considered safe to live and work as a digital nomad in the United States. According to the FBI, most major cities have safer areas than others. Researching crime and safety statistics on sites like NeighborhoodScout can help you make informed decisions about where to live.
Connectivity
Connectivity is a top priority for digital nomads, and the United States boasts one of the world’s most advanced internet infrastructures. According to the Speedtest Global Index, the average internet speed in the USA is around 50 Mbps, with significantly higher speeds available in many urban areas.
Internet access
Major cities tend to have a high density of cafes and coworking spaces that offer free Wi-Fi. Apps like Wifispace or Wiman can help you find the best places with internet connection in your area.
Holafly’s data eSIM brings 3G/4G/LTE and 5G connectivity to digital nomads and travelers in the United States. It’s easy to start enjoying unlimited internet and high-speed data. Don’t miss out on connectivity with colleagues and family during your stay in the USA.
Visas that allow a digital nomad to legally reside in the United States
Currently, the United States does not offer a specific digital nomad visa, but there are several options you might consider:
| Tourist Visa (B-2) | Description: Ideal for exploring the country and enjoying cultural experiences. Duration: Allows visitors to stay in the United States for a maximum of six months. Limitations: Not allowed to work during the stay. Ideal only for those seeking a short break. Extension: Extension may be requested under specific circumstances. |
| Temporary Work Visa (H-1B) | Description: Designed for workers in specialty occupations, this visa allows you to work for a specific employer in the United States. Requirements: Must have a job offer and a relevant degree. Duration: Valid for three years. Extension: Up to a maximum of six years, as long as you continue to work for the same employer. |
| Student Visa (F-1) | Description: Allows international students to study at accredited institutions in the USA and work part-time on campus. Duration: For the duration of the program of study. Extension: After completing your studies, you can apply for Optional Training Practice (OPT) to work in your field of study for up to 12 months. |
| Exchange Visa (J-1) | Description: For those participating in educational or cultural exchange programs, this visa allows you to work in certain programs. Opportunities: Ideal for learning and working in the country at the same time. Duration: May vary according to the program. Extension: It does allow for extension, according to the length of the educational or cultural exchange. |
For more details, check out the article digital nomad visa in the United States, which provides comprehensive information about the best visa options for remote professionals looking to live and work in the USA, along with the requirements and step-by-step guidance for the application process.
Best cities to live and work as a digital nomad in the United States
San Francisco, California
San Francisco is the heart of Silicon Valley, a global technology hub that is home to giants like Google, Facebook and many innovative startups. The city has a great entrepreneurial culture and an active community of digital nomads. In addition, its cultural diversity, excellent restaurants and beautiful scenery make it an attractive place to live.
San Francisco has one of the highest costs of living in the country, an estimated $3,500 per month, driven by demand for housing and the high average salary in the tech sector. Rent prices are especially high, and daily living costs, such as food and transportation, also contribute to this cost.
New York, New York
New York is one of the most iconic cities in the world, with an unparalleled mix of finance, art, culture and technology. The city is a magnet for professionals from diverse industries and has an almost endless supply of entertainment and activities. Networking opportunities are exceptional due to the density of events and conferences.
The cost of living in this city is approximately $4,000 per month, due to high rents and utility prices. Although salaries in the city are also higher, the cost of living in such a dynamic area with so many professional opportunities is significant.
Austin, Texas
Known for its arts scene, music scene and growing tech community, Austin is home to numerous tech and music events, such as South by Southwest (SXSW).
Austin is a popular destination among digital nomads due to its quality of life, warm weather and lower, more affordable cost of living (approximately $2,800 per month) compared to other major cities; rents are lower and more reasonable, making it an attractive location for digital nomads.
Miami, Florida
Miami is a destination of summer weather and lively nightlife. The city has seen a surge in the arrival of digital nomads thanks to its tourist appeal and a growing tech ecosystem. Miami also has a rich cultural and gastronomic offering, making it an ideal place to live and work.
The cost of living in this city is around $3,000 per month, although it can vary depending on the neighborhood. Rents are affordable, which allows a digital nomad in the United States to enjoy a good quality of life without excessive expense.
Housing options
| Colivings | Ideal for digital nomads, this type of accommodation combines living and working spaces. Platforms such as Outsite offer stays in various cities in the USA, from $70 per night, and discounts of up to 30% depending on the length of stay. |
| Airbnb | Through platforms such as Airbnb, you can rent rooms or apartments on a short-term basis. Most hosts are flexible with stays. From $30 per night for shared rooms, and $70 to $300 per night for full apartments. |
| Hotels and hostels | From budget chains like Motel 6 to boutique hostels, there are many options depending on your budget. Prices range from $60 to $100 per night. |
Coworking spaces
| WeWork | Present throughout the country, it offers flexibility and a wide variety of services, such as wifi, comfortable offices and conference spaces for monthly or daily rates according to your needs. |
| Spaces Works | It offers a creative environment, ideal for those in artistic fields starting at $250 per month. |
| Regus | Focused on companies that need a professional space to work, it offers space starting at $400 per month. |
Taxes that a digital nomad in the United States must take into account
If you stay in the United States for more than 183 days in a tax year, you may be considered a tax resident. This means that you will be obliged to declare and pay taxes on your global income. The starting date for counting these days begins upon your arrival in the country.
Taxes that digital nomads should be aware of include:
- Income tax: Tax residents must declare their income annually. Rates vary by income and can range from 10% to 37%.
- Sales tax: Applies to purchases and varies by state. It can be between 0% and 10%, depending on location.
Double taxation treaties
The United States has double taxation treaties with more than 60 countries, including Mexico, the United Kingdom, Germany and Canada, which helps prevent you from paying taxes in two places on the same income.
For more information on the taxes a digital nomad must pay in the USA and double taxation treaties consult official USA sources.
Quality and health insurance in the United States
As a digital nomad in the United States you can access private health services, as there is no universal health care system. Services are of high quality, but can be expensive. If you decide to stay in the country for the long term, it is advisable to purchase adequate health insurance.
The quality of healthcare in the USA is high, with extensive access to clinics and hospitals. Most medical professionals speak English, but in cities with high Hispanic populations, such as Los Angeles or Miami, it is common to find services in Spanish.
Recommended health insurance
- SafetyWing: Offers health insurance for digital nomads with global coverage.
- World Nomads: Offers comprehensive plans for those who plan to travel frequently.
- IMG Global Insurance: Offers flexible plans that adapt to the needs of remote workers.
For more recommendations read our article on international insurance for digital nomads where you will learn about other options, price requirements, benefits and coverage by country.
Basic expenses of a digital nomad in the United States
Transportation and mobility
- Public transportation: Subway systems, buses and streetcars in cities such as New York and San Francisco are common and ticket prices usually range from two to three dollars.
- Driving: It is possible to use a foreign license for 90 days depending on the law of each state. You should research which regions allow this current document and which require the international license that you will need to obtain before entering the country in your home country. Also make sure you know the rules of the company you are renting your car from.
Managing a digital nomad’s finances in the USA
Most recommended banks for digital nomads
- Bank of America: Offers accounts with no monthly fees if you meet certain requirements.
- Digital banks: Revolut and N26 are popular options that offer accounts with no international fees.
ATM availability is high, and most ATMs accept Cirrus, Maestro and Plus cards. Withdrawal fees vary by state, but can range from three to five dollars.
Bank of America belongs to the Global ATM Alliance, which allows you to use your international card and make fee-free withdrawals at their ATMs, as long as your bank also belongs to this joint alliance company. You can check this information with your bank agent or online.
Food costs in the USA
The most common supermarkets are Walmart, Trader Joe’s and Whole Foods. The cost of a breakfast in a cafe can cost between $10 and $15, while a dinner in a restaurant can range from $20 to $50.
Entertainment options not to be missed for a digital nomad in the USA
Sports
Attending a baseball game at iconic venues such as Yankee Stadium in New York or Fenway Park in Boston is a unique experience deeply rooted in American culture.
Likewise, basketball games at legendary venues like Madison Square Garden in New York or the Staples Center in Los Angeles deliver unmatched excitement, drawing crowds filled with passion and enthusiasm for their local NBA teams.
Outdoor activities
Hiking in the United States is unparalleled. National parks like Yosemite in California captivate with their stunning waterfalls and rock formations. Arizona’s Grand Canyon National Park boasts spectacular trails with awe-inspiring panoramic views, while Utah’s Zion National Park is famed for its challenging trails in the middle of magnificent canyons.
Urban trails
In New York, the High Line, an elevated park built on a former railroad line, is ideal for hikes overlooking the city, while in Los Angeles, Runyon Canyon provides trails with breathtaking views of the city and the famous Hollywood sign.
Festivals
Festivals are another integral part of American culture, celebrating music, art and food throughout the year.
Coachella in California is one of the most internationally recognized music and arts festivals, drawing crowds every spring. In Chicago, Lollapalooza offers a wide range of musical genres.
As for art, Art Basel in Miami is one of the most important contemporary art fairs in the world, where artists and collectors gather to show and acquire unique works.
Gastronomy also has its own space in festivals, such as the Taste of Chicago, which celebrates the city’s rich culinary diversity, and the famous Mardi Gras in New Orleans, known for its vibrant parades, music and delicious Creole food.
Best times to travel to the United States
Spring (March to June)
This is one of the best seasons to visit the United States, as the weather is pleasant in many regions. In cities such as Washington D.C., spring is famous for the cherry blossoms, which attract tourists from all over the world.
In San Francisco, temperatures are mild, which makes exploring its hills and beaches very pleasant. In the south, such as Austin, the warm weather invites you to enjoy music festivals and outdoor activities.
Light, comfortable clothing is ideal at this time of year, such as T-shirts and shorts, but also a light jacket, as evenings can be cool.
Autumn (September to November)
It’s especially beautiful in northeastern regions, such as Vermont and Massachusetts, where you can see the stunning color change in the leaves. Cities like New York hold numerous festivals, and temperatures are ideal for exploring.
We recommend dressing in layers during this season. A light coat, sweaters and a scarf are perfect for adjusting to the changing temperatures as the day progresses.
Cost of living as a digital nomad in the United States
The cost of living as a digital nomad in the United States can vary widely. Here’s a rough breakdown of monthly costs in major cities that will allow you to better plan your budget and make adjustments based on your priorities.
| City | Accommodation | Coworking | Food | Transport | Entertainment | Total cost of living |
| San Francisco | $2,500 | $400 | $500 | $200 | $300 | $3,900 |
| New York | $3,000 | $500 | $600 | $250 | $400 | $4,800 |
| Austin | $1,800 | $350 | $400 | $150 | $200 | $2,900 |
| Miami | $2,000 | $300 | $500 | $150 | $250 | $3,200 |
Frequently asked questions about being a digital nomad in the United States
No, the tourist visa (B-2) does not allow you to work. It is only for tourism and recreational activities.
Cities like San Francisco, New York and Austin are ideal for their vibrant professional ecosystem and events.
Platforms like Airbnb, Outsite (colivings) and hostels are good options for digital nomads.
Yes, there are many options in all major cities, such as WeWork, Spaces Works and Regus.
There is no universal health care system. It is advisable to get private health insurance.
If you stay more than 183 days in the United States, you may be considered a tax resident and must report your income.
Yes, companies such as SafetyWing and World Nomads offer insurance designed for digital nomads with global coverage.
