Digital Nomads

Digital Nomads in Andorra: Benefits and Lifestyle: A Complete Living & Lifestyle Guide

If you are a digital nomad and are looking for a safe and stable destination, Andorra is a great option. This guide provides all the details.

A complete guide is key to enjoying your stay as a digital nomad in Andorra. This small country is renowned for its political and constitutional stability, making it a safe and appealing choice for remote workers. Located between Spain and France, Andorra offers breathtaking natural scenery and a peaceful environment. It’s an excellent destination for those who prefer the charm of a smaller country combined with the security and reliability of a stable setting.

This article focuses on providing the best options for living in Andorra as a digital nomad. We’ll cover essential details about accommodation, costs, daily life as a remote worker, available transportation options, health recommendations, and coworking spaces to help you make the most of your stay.

In this article

Why do digital nomads choose Andorra to live?

Multicultural and multilingual community

Although Andorra is a small country, it has a diverse population, with many residents coming from Spain and France. Catalan, Spanish, and French are commonly spoken, and English is widely used in tourist and professional settings. This diversity creates an inviting environment for digital nomads offering excellent opportunities for international networking.

Tax benefits and economic stability

Andorra’s competitive tax system is a major draw for digital nomads. Personal income tax is capped at 10%, much lower than in most European countries. Additionally, there are no inheritance or wealth taxes, which makes the country especially attractive to freelancers and investors.

Andorra offers a stable and secure economy, with low unemployment rates and a reliable banking system. This reassures those looking to settle temporarily or even make it their long-term home.

Connection with nature and quality of life

Andorra is a haven for nature lovers, offering plenty of outdoor activities throughout the year. In the winter, its ski resorts, such as Grandvalira and Vallnord, draw thousands of tourists. During the warmer months, the country becomes a perfect spot for hiking and mountain biking. With its stunning mountains, valleys, and rivers, Andorra truly is a paradise for nature enthusiasts.

Visas allowing legal residence in Andorra

One of the key visa options for living legally in Andorra is the new digital nomad visa, created specifically to attract remote professionals.

Digital nomad visa in Andorra

This new permit is designed for those who don’t need to be tied to a specific location for work, whether as freelancers or employees of foreign companies. With this visa, digital nomads can live in Andorra for extended periods without the requirement to set up a business or make investments in the country.

Main requirements:

Approval of the Ministry of Economy: To qualify, you’ll need to prove that your job is fully remote and tech-dependent. The government will review your application, and this may involve submitting additional documents to confirm your professional status.
Housing in Andorra: You must present documents proving ownership or rental of a residence in the country.
Medical insurance and disability coverage: Insurance must be arranged to cover you for the entire duration of the permit.
Minimum stay commitment: Minimum residence of 90 days per year in Andorra is required.

This visa offers great flexibility, as it doesn’t require the high financial deposits typically needed for other types of residency. Additionally, instead of joining the social security system (CASS), digital nomads can opt for private health insurance, which makes the process even easier.

Active residence visa in Andorra

This visa is intended for individuals who want to live and work in Andorra. To apply, you’ll need to prove that you have a job or a project planned in the country. This means providing documents that outline your income and the feasibility of your work. A major advantage of this visa is that it offers the chance to experience Andorra’s excellent quality of life, coupled with its attractive low income tax rates.

Passive residence visa in Andorra

The passive residency visa is designed for those who can support themselves without working in Andorra. To qualify, applicants need to prove that they can generate income from outside the country, such as through investments or savings. Additionally, there are financial requirements, like maintaining a minimum bank deposit in Andorra. This visa is a popular choice for digital nomads seeking a peaceful lifestyle in a secure and stable setting.

Self-employment visa

This visa is perfect for entrepreneurs who want to live and work in Andorra while starting their own business. To apply, they need to provide a detailed business plan that proves the feasibility and long-term potential of their company.

It’s essential to note that the application processes may vary, so it’s a good idea to consult with an immigration lawyer or expert in Andorra for the most up-to-date and accurate information on visa options. For more details about the visa process and specific requirements, you can visit the official Andorran government website or check specialized immigration resources like Fintax Andorra.

activities in andorra — Learn about the process to become a digital nomad in Andorra @unsplash

Where do digital nomads live and work in Andorra?

In this guide, we’ll explore the top locations and accommodation options for those looking to temporarily settle in this charming country.

Top locations for digital nomads

Andorra la Vella: The capital, Andorra la Vella, is the central hub of the country, making it an ideal location to live and work. It offers plenty of coworking spaces, cafes with reliable internet, and public areas perfect for working. Beyond work, the city is bustling with cultural events and a lively social scene. Accommodation is diverse, with options ranging from apartments to boutique hotels.
Escaldes-Engordany: Just a short distance from Andorra la Vella, Escaldes-Engordany is a parish known for its thermal baths and spas. It’s an excellent option for those who prefer a more peaceful environment while remaining close to the capital. The area also has a number of cafes and workspaces, making it a great spot for digital nomads looking to combine productivity with relaxation.
Encamp: Encamp is another charming parish, just a short drive from the capital. It’s well-known for its proximity to ski resorts, making it a perfect choice for mountain enthusiasts. The area offers a more rural vibe, providing a genuine Andorran experience while still having all the essential amenities for efficient work.

Accommodation options for a digital nomad in Andorra

Rental apartments: Andorra offers a variety of rental apartments, with options available through platforms like Airbnb and Booking.com. You can find everything from studios to multi-bedroom apartments. Prices are generally affordable, and many properties provide reliable internet, making it an ideal choice for digital nomads.
Colivings: While Andorra may not have as many coliving spaces as other European cities, it is quickly becoming a growing destination for digital nomads seeking this kind of lifestyle. Colivings offer a chance to live and work in a community-driven environment, ideal for networking. Some of these spaces even organize events and activities to help residents connect and settle in.
Hotels and hostels: For those who prefer not to commit to long-term stays, hotels and hostels offer convenient options. Andorra has a wide variety of hotels, ranging from luxury to more budget-friendly choices, so digital nomads can find something that suits both their budget and lifestyle. Many of them also offer free Wi-Fi and designated workspaces.

Coworking spaces for a digital nomad in Andorra

Coworking spaces in Andorra are on the rise, offering an ideal environment for work. Some of the most popular ones include:

Smart Coworking: This space is designed with digital nomads in mind, offering flexible membership plans and extra features such as meeting rooms and relaxing areas. Its collaborative atmosphere makes it perfect for networking.
Andorra Work Center: Another popular coworking space, it offers modern amenities and a pleasant atmosphere for work. Located near the capital, it’s easily accessible for those living in Andorra la Vella.

Taxes you should be aware of in Andorra

Income tax

In Andorra, individuals pay a maximum income tax rate of just 10%. This is one of the lowest rates in Europe, making the country an appealing choice for those looking to lower their tax burden.

Double taxation agreements

Andorra has established tax treaties with several countries, such as Spain and France, to avoid double taxation. It’s essential to confirm if your home country has such an agreement in place and ensure you’re compliant with tax obligations in both locations.

Value added tax (IGI)

IGI in Andorra is set at just 4.5%, making it one of the lowest in the region. This low tax rate is reflected in the cost of goods and services, making living in Andorra more affordable compared to many neighboring countries.

Health insurance and quality of health care in Andorra

Andorra offers one of the most efficient healthcare systems in Europe, combining both public and private services. The Caixa Andorrana de Seguretat Social (CASS) is the primary healthcare provider, covering most medical expenses for residents and workers. However, digital nomads who are not registered as residents must obtain private health insurance to ensure they have access to quality medical care.

Access to the health system

Visitors and digital nomads without formal residency in Andorra don’t have direct access to the country’s public health system (CASS). Because of this, it’s essential to arrange private health insurance that covers services within Andorra. Well-known insurers, such as Allianz, AXA, and Cigna, offer plans that cater to the specific needs of remote workers, covering a wide range of services like medical consultations, hospitalization, and emergency care.

Quality of medical care

Andorra is known for its high-quality healthcare, with modern hospitals such as Hospital Nostra Senyora de Meritxell offering emergency and specialized services. While the primary language is Catalan, many healthcare professionals also speak Spanish, French, and English, making it easier for foreigners to communicate.

Recommendations for digital nomads

If you’re planning to try winter sports like skiing or snowboarding, make sure your health insurance covers these activities, as they’re not always included. Many plans also offer extra benefits like access to wellness centers, such as the renowned Caldea thermal spa. Having proper coverage means you can enjoy your time in Andorra without worrying about any medical issues that may come up.

Skiing in andorra — Experience Andorra as a digital nomad @unsplash

Daily life as a digital nomad in Andorra

Andorra provides an exceptional quality of life for digital nomads looking to stay temporarily. From transportation options to food and leisure, every aspect of daily life here is designed to create a balanced experience between work and well-being. Below, we’ll highlight some key elements of life in the country.

Transportation and mobility for digital nomads

Andorra doesn’t have a train or metro system because of its small size and mountainous landscape. Instead, buses provide convenient connections between major urban areas, like Andorra la Vella and Escaldes-Engordany. A one-way ticket generally costs €1.90, and for frequent travelers, there are monthly passes available that help reduce overall transport costs.

Many locals and visitors prefer cycling, especially in spring and summer, as several routes are designed for cyclists. Renting a car or using taxis is also an option, although it tends to be more expensive than the bus. During the winter, having a car is ideal for reaching the ski resorts.

Managing finances as a digital nomad in Andorra

Andorra’s official currency is the euro, making transactions easy for those coming from Europe. Although it’s not part of the European Union, many banks in Andorra follow policies similar to those in the EU.

Some of the recommended banks for foreigners in Andorra are Crèdit Andorrà and Morabanc. There are also digital banks like N26 and Revolut, which allow you to manage your finances directly from your phone and avoid ATM withdrawal fees. It is advisable to check their international usage policies before you travel.

ATMs are widely available, though some may charge fees for international withdrawals. While most businesses accept debit and credit cards, it’s a good idea to carry cash, especially in more remote areas or small shops.

Food in Andorra as a digital nomad

Andorra offers a diverse food scene, blending local flavors with international options. You can enjoy traditional dishes like escudella, alongside Mediterranean favorites. For groceries, supermarkets like Carrefour and Super U are quite affordable, with monthly expenses typically between $315 and $530. If you’re after fresh produce, local markets are a great place to explore.

For those who prefer dining out, there are plenty of restaurants and bars offering daily menus priced between $12 and $20. During the winter months, the areas near the ski resorts tend to feature more elaborate dishes, though prices are usually higher due to tourists.

Leisure for a digital nomad in Andorra

Andorra is a paradise for outdoor enthusiasts and adventure seekers. In winter, skiing and snowboarding are popular activities. When summer rolls around, the country transforms into a fantastic destination for hiking, mountain biking, and water sports in its stunning mountain lakes.

In addition to outdoor activities, Andorra boasts a rich cultural scene. The capital, Andorra la Vella, is home to a variety of museums, exhibitions, and events. A highlight is the Andorra Mountain Music festival, which attracts international artists. For a more relaxing experience, places like Caldea offer thermal spas, perfect for unwinding after a busy day.

Best times of the year to be in Andorra

Andorra’s climate changes with the seasons, offering the perfect balance for both winter sports and outdoor activities in the summer.

Winter (December to March): Perfect for ski lovers, with plenty of snow conditions.
Spring (April to June): Snow begins to melt, introducing the hiking season.
Summer (July to September): Temperatures reach 25°C, perfect for outdoor activities.
Autumn (October and November): Fewer tourists and the autumnal colors make this season perfect for relaxation.

Cost of living as a digital nomad in Andorra

While Andorra is famous for its tax advantages, the cost of living can vary depending on your lifestyle. Here’s a breakdown of the most important expenses for digital nomads:

Accommodation for a digital nomad in Andorra

Monthly rent for a one-bedroom apartment in Andorra la Vella typically ranges from $750 to $1,300.
Colivings: $550 to $880 per month, depending on the location and included amenities.

Coworking and connectivity for digital nomads

Coworking spaces: Rates range from $165 to $330 per month.
Most coworking spaces offer high-speed internet, with fiber optic connections widely available throughout the country.

Food in Andorra