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We understand that as a digital nomad looking to explore and experience various destinations, Greece is one of those ideal places open to you. No surprise, considering Greece’s history, connectivity and quality of life. If you want to immerse yourself in the many idyllic destinations this country has to offer, read on to find out about costs, visas, accommodation and much more.

digital nomad in Greece, comprehensive guide

Why choose Greece as a digital nomad?

Choosing Greece as a base to work and explore has many advantages. Among them, the quality of life there stands out. With a relatively affordable cost of living compared to other European destinations, Greece allows digital nomads to enjoy a comfortable lifestyle without spending too much. Athens and Thessaloniki, for example, are cities where rent and food are cheaper than in other European capitals, meaning your budget can stretch further while you enjoy an enriching experience.

Greek culture is also an attractive factor. Greece offers a rich historical and cultural heritage, from the ruins of ancient Greek civilisation to contemporary art and a vibrant nightlife. The local culture is welcoming and, as a tourist country, many people speak English, which makes communication easier for those who are not fluent in Greek.

Another important aspect is the connectivity that Greece offers with other countries in Europe and the world. With international airports in Athens and Thessaloniki and frequent flights to a variety of destinations, it is easy to get around Europe and enjoy weekend getaways or business trips. Greece is connected to other European cities by low-cost flights, giving digital nomads an ideal starting point to explore other countries without spending too much on transport. 

Safety is another plus. Greece is a safe country to live in, with relatively low crime rates and a generally friendly environment for those seeking an extended stay. This is especially important for digital nomads looking to settle in one place for several months or even years.

For those looking for networking opportunities and connection with other remote professionals, Athens and Crete are interesting options. Both have coworking spaces and communities of digital nomads, where it is possible to meet people of different nationalities and share experiences and professional contacts. These spaces provide well-equipped venues with fast and reliable internet, as well as events and activities that encourage the exchange of ideas. You could boost your internet connection with our eSIM.

Visas allowing legal residence as a digital nomad in Greece

For those who wish to spend a longer period of time in Greece as digital nomads, there are several visa options that allow legal residence in the country. Here we highlight the most important ones, taking into account the basic requirements and the duration of each one.

  1. Digital nomad visa for Greece: In response to Greece’s growing popularity among digital nomads, the country has introduced a specific visa for those who wish to work remotely while residing in the country. The digital nomad visa allows applicants to live in Greece for a period of up to 12 months, with the possibility of renewing this visa if the applicant meets the requirements. 
  2. Temporary residence visa for EU citizens: Greece, being part of the European Union, facilitates residence for citizens of other EU member states. This means that digital nomads from countries such as France, Germany or Spain can live and work in Greece without having to obtain a formal visa. This benefit includes the possibility of settling in the country indefinitely, provided that local registration requirements are met and access to health and social security services is available.
  3. Schengen long-stay visa: For digital nomads who wish to stay in Greece for periods of up to 90 days within a six-month period, the Schengen visa allows a temporary stay without the need for additional visas. This is a viable option for those seeking a short stay and wishing to spend time in other Schengen countries, but is not ideal for those planning to settle in Greece on a long-term basis.

Where to live and work as a digital nomad in Greece

Greece offers a variety of ideal places to live and work as a digital nomad, from vibrant cities to idyllic islands. Here we explore some of the best cities to settle in, as well as accommodation options and workplaces that facilitate the remote lifestyle.

Top cities for a digital nomad in Greece

  1. Athens: Greece’s capital is one of the most popular choices for digital nomads thanks to its mix of history, culture and modernity. Athens has a large number of coworking spaces, as well as a wide range of accommodation to suit all budgets. Nightlife, restaurants and cultural activities make for a dynamic stay. There are some highly recommended neighbourhoods for those looking to stay in a central location, such as the Kolonaki neighbourhood, known for its high-end cafes and shops, or Exarchia, a more alternative and bohemian area.
  2. Thessaloniki: This city in northern Greece is known for its youthful atmosphere and lower cost of living compared to Athens. Thessaloniki has a strong digital nomad scene and offers multiple coworking options and places to work with good internet connection. Its location allows easy access to other Balkan countries, which is ideal for those wishing to travel around the region.
  3. Crete: For those looking to combine work and life near the beach, Crete is an excellent choice. The island offers a suitable infrastructure for digital nomads, especially in cities such as Heraklion and Chania, where several coworking spaces are located. Crete has a growing community of digital nomads and a tranquil environment that allows for a more relaxed pace of life.
  4. Cyclades Islands: If you are looking for a more picturesque experience and are willing to pay a little more for the quality of life, the Cyclades islands, such as Mykonos and Santorini, can be interesting options. Although internet connection on some islands can be a little slower, there is a growing number of accommodation and coworking spaces designed for digital nomads to enjoy the sights and the island lifestyle.
Check out the best cities for digital nomads in Greece @unsplash

Accommodation options as a digital nomad in Greece

  • Co-living spaces: This type of accommodation is ideal for those who are looking for an extended stay and want to live with other digital nomads. In cities such as Athens and Thessaloniki there are co-living spaces that offer accommodation as well as work areas and activities to encourage networking among residents.
  • Hotels and holiday flats: If you prefer more traditional accommodation, Greece has a wide range of hotels and flats that can be rented on a short- and medium-term basis. You can often find flats with high-speed internet and utilities included, which is convenient for those who need a ready-to-work facility.
  • Home exchange: Another option is home exchange, an inexpensive alternative for those seeking a more authentic experience and wanting to cut down on accommodation costs. Home-sharing platforms allow digital nomads to stay in local homes and, in exchange, share their own residence in their home country.

Outstanding coworking spaces in Greece

Greece has a number of coworking spaces offering modern infrastructure and an ideal working environment. Some of the most recommended spaces are:

  • Impact Hub in Athens: Located in the historic city centre, Impact Hub offers a variety of services and rates ranging from 15 euros per day to 150 euros per month for full-time memberships.
  • OK!Thess in Thessaloniki: This coworking space is an excellent option for digital nomads looking to connect with other professionals in an innovative environment. It offers rates from 10 euros per day and discounts on monthly memberships.

Taxes to be aware of in Greece

If you plan to reside in Greece as a digital nomad, it is important to be aware of the tax framework that may be applied, as it depends on several factors such as nationality and length of stay in the country.

Income taxes for a digital nomad in Greece

In Greece, individuals residing in the country for more than 183 days in a calendar year are considered tax residents and are subject to income tax. This means that those digital nomads planning an extended stay will need to assess whether they will comply with this time limit, as their overall income may then be subject to taxation in Greece.

Double taxation treaties in Greece

Greece has double taxation treaties with many countries, which can help reduce or avoid double taxation. These treaties allow tax residents in Greece to obtain tax credits or exemptions for taxes paid abroad. To avoid tax problems, finding out about the specific double taxation agreements between Greece and the digital nomad’s home country is advised.

Health insurance and quality of health service in Greece

Public health system in Greece

Greece has a public health system that covers residents through the National Health Service (ESY). However, access to the public health care system requires Greek social insurance or payment for services. Digital nomads who do not have social insurance in Greece can choose to pay directly or use their international health insurance at private clinics.

Private health insurance in Greece

Many digital nomads choose to take out private health insurance to get better coverage and avoid long waits in public hospitals. There are a number of companies offering international health insurance specifically designed for digital nomads, covering everything from general medical consultations to medical emergencies. Prices vary by plan and coverage, but offer a convenient solution for those who need quick access to care in private clinics.

Daily life for a digital nomad in Greece

Transport and mobility for digital nomads in Greece

In Greece, getting around within the main cities and between the islands is relatively easy thanks to the many transport options.

  • Driving in Greece: Foreigners can use their national driving licence if they come from a European Union (EU) country or validate it if they plan to stay for the long term. Visitors from outside the EU can drive with an international licence, although for long stays a Greek licence will be required. The licensing process includes a theoretical and practical test.
  • Public transport: Athens and Thessaloniki, the main cities, have efficient public transport systems including metros, buses and trams. A bus ticket in Athens costs around 1.20 euros, and the metro offers fast connections to various parts of the city. Taxi and car-sharing services are widely available in urban areas, making it easy to get around without owning a car.
digital nomad in Greece and cost of living in Greece
Greece offers multiple services for the everyday life of a digital nomad @unsplash

Financial management in Greece

Greece has both traditional and digital banks, offering several alternatives for digital nomads to manage their finances.

  • Recommended banks: Some of the most recommended banks for foreigners in Greece include Alpha Bank and Eurobank. They offer services in English and facilitate the opening of accounts for foreigners. There are also digital banking options, such as N26 or Revolut, which allow financial management through apps and can be convenient for those who need to make frequent international transfers.
  • Cash withdrawals: ATMs are common throughout Greece, although some banks charge a small fee for international withdrawals. Checking each bank’s fees to minimise extra costs and opting for cards without international charges is advised.

Food for digital nomads in Greece

Greece offers a variety of options for those looking to shop and dine in restaurants.

  • Supermarkets: The most common supermarkets in Greece are AB Vasilopoulos and Sklavenitis, where it is possible to find a wide range of basic necessities. There are also local markets with fresh fruit, vegetables and produce, ideal for those who prefer local ingredients.
  • Average cost of food: Eating out in Greece can be affordable, especially in local tavernas where a meal costs around 10 euros. There are also affordable restaurant and café options, and Greek specialities such as moussaka or souvlaki are popular and inexpensive choices.

Leisure and free time for digital nomads in Greece

In Greece, leisure options are wide and varied, from cultural activities to outdoor adventures.

  • Recreational activities: Digital nomads can enjoy visits to historical museums and ruins, such as the Parthenon in Athens. Hiking options are numerous, with routes on Mount Olympus or in the coastal landscapes of Crete. The country has a wide range of gyms, swimming pools and sports centres for those who wish to maintain an active routine.
  • Festivals and events: Greece hosts numerous festivals, such as the Athens and Epidaurus Festival, which brings together music and theatre in the summer. Traditional celebrations, such as Easter in Greece, are also cultural events that provide a unique experience for visitors.

Best seasons to be in Greece

The season of the year influences the experience in Greece, especially for those seeking a pleasant climate and accessibility on the islands.

  • Climate: Greece has a Mediterranean climate with hot, dry summers and mild, rainy winters. The best times to live in or visit the country are spring and autumn, when temperatures are warmer and tourist sites are less crowded.
  • High and low season: The high season, between June and August, tends to be the most expensive due to tourism, while in the low season prices for accommodation and transport fall, which can benefit digital nomads in search of a cheaper experience.

Cost of living as a digital nomad in Greece

The cost of living in Greece can be quite affordable compared to other Western European countries, making it an attractive destination for digital nomads. Here are some of the average monthly expenditures.

Accommodation in Greece

Accommodation in Greece varies according to the city and type of housing. In Athens, a one-bedroom flat in a central area can cost between 400 and 600 euros per month. Whereas on islands and in smaller cities the cost may be lower. There are also co-living options, with prices ranging from 300 to 500 euros per month, which usually include coworking areas and social activities.

Coworking spaces in Greece

Coworking spaces in Greece often offer flexible memberships. In Athens, the cost of a day pass at popular venues such as Impact Hub is around 15 euros. While monthly memberships can cost between 150 and 200 euros, depending on the facilities and services included.

Food in Greece

Monthly expenditure on food for one person can be around 200-300 euros if you choose to cook at home. Eating out is affordable, with lunch menus in bars costing between 10 and 15 euros per person.

Transport in Greece

Public transport in Greece is affordable and efficient in major cities. A monthly transport pass in Athens costs approximately 30 euros. On islands and in small towns, walking or cycling is often sufficient.

Leisure and recreational activities for a digital nomad in Greece

Costs for leisure activities vary according to preferences. Entrance fees to museums and historical sites range from 5 to 10 euros. Whereas a gym can cost between 30 and 50 euros per month. For those wishing to explore the local cuisine, dinner in a mid-range restaurant can cost around 20 euros per person.