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Live in New Zealand: Learn advantages, disadvantages, and costs
Do you want to know what it's like to live in New Zealand, its advantages and disadvantages, education and more? Check it out here.
New Zealand has become one of the top places to live in recent years, thanks to the high quality of life it offers through excellent healthcare, education, and a strong sense of community.
Thinking about making the move to this stunning corner of the world? We’ve laid out the ups and downs of life in New Zealand to help you get a clearer picture and make confident choices as you plan your next big chapter.
We’ll take a closer look at some of the most important aspects of life in New Zealand—like its strong public safety, cost of living, and the different ways to get around in its cities.
Quality of life in New Zealand
There are several factors to consider when thinking about moving abroad. That’s why we’re sharing key insights about life in New Zealand, so you can get a better sense of the country and make more informed choices.
Prestigious education system
One thing that really sets New Zealand apart is its education system. According to the OECD, the country makes some of the strongest investments in education compared to many other nations.
New Zealand has stood out in international assessments like the PISA tests, which measure student performance across various subjects worldwide. The country consistently scores above the global average, highlighting the strength of its education system.
New Zealand’s universities have a strong international reputation, with institutions like the University of Auckland and Victoria University of Wellington earning spots among the world’s top-ranked schools.
Beyond universities, New Zealand also offers a wide range of practical study options, including tech and trade programs. These are available not only in English but also in local languages like Māori.
Keep in mind that education isn’t free, and costs can vary depending on factors like your chosen program, the university, and the city. It’s important to do thorough research before making your decision.
Stable economy and high wages in New Zealand
These strong results not only highlight how well the education system is run but also show the government’s commitment to the wellbeing of New Zealanders. This dedication is reflected in the quality of jobs available and the comfortable salaries many locals earn when entering the workforce.
For example, a medical professional in New Zealand can earn anywhere from around $190,000 to $500,000 a year if they’re a specialist. This depends on whether they work in the public or private sector, as well as their hours, which typically range from 40 to 60 per week, according to the Resident Doctors’ Association.
In trades like construction, domestic care, or childcare, hourly wages typically range from about $15 to $30, with a standard workweek being around 40 hours.
These wages are pretty decent for getting started, and working overtime can be a smart way to learn more on the job while making extra cash, since overtime pay is generally higher. Ultimately, it depends on what you agree with your employer.
Transportation: Ferries and water cabs
New Zealand offers a range of ways to get around its cities, whether by land or water. Public transportation is reliable not just in urban areas but also in regional towns and outlying islands, which you can reach by ferry or water taxi.
That said, some of the larger cities also have train services, though buses remain the main way people get around.
If you prefer driving yourself and exploring at your own pace, keep in mind that New Zealand drives on the left side of the road. It takes some getting used to, so it’s important to stay cautious as you adjust.
You’ll find adapted routes in good conditions to travel around different parts of the country, if adventure is your thing.
Security: Low crime and sense of community
When it comes to safety, you’ll feel at ease knowing that New Zealanders have a strong sense of community and respect for one another, which helps create a peaceful and caring environment.
According to the Global Peace Index, New Zealand ranks fourth among the safest countries in the world, thanks to strong conflict resolution practices and safe streets at any time of day.
While theft and vandalism are the most frequent crimes, violence is rare in New Zealand. This, along with strong police presence and an efficient justice system, makes it one of the safest and most peaceful places to live.
Quality of the healthcare system in New Zealand
New Zealand is among the top-rated countries in the world for its public health service, which is free or low-cost.
Citizens and residents in New Zealand are entitled to free care at public clinics and hospitals, including doctor visits, medications, and certain dental treatments for children.
In addition, residents and locals can access a range of free services like lab tests, breast cancer screenings, and prenatal and postnatal care. While wait times can sometimes be a bit long, the quality of healthcare is generally very good.
Non-residents typically need to pay for care or emergencies at private facilities. While the service may be quicker, the costs are generally higher.
They’re also committed to creating eco-friendly policies that protect both the environment and people’s well-being. That includes caring for clean air, water, parks, and more.
Cost of living: Good income to expense ratio
All of this sounds great, but you might wonder about the cost to live in New Zealand. Salaries are generally high enough to easily handle rent, food, getting around, bills, and some fun (depending, of course, on how you choose to live).
For example, living costs in New Zealand for a professional who can earn approximately $3,000 per month, would be:
- Housing: Between $1,200-1,800.
- Food: Shopping in a supermarket for a maximum of $370.
- Utilities, internet and mobile service: $240.
- Transportation: It varies monthly depending on the cases, but an estimate could be $180.
- Entertainment: a maximum of $550.
According to the Prosperity Index, which ranks countries based on economic and social well-being, New Zealand was ranked 10th in the world in 2023.
Internet connectivity in New Zealand
The Ministry of Business, Innovation and Employment revealed that 87% of New Zealanders have fiber-optic internet access, thanks to government programs aimed not just at increasing coverage but also improving connection quality.
Beyond benefiting households, strong internet coverage also enhances key areas like work, communication, and access to information, supporting significant growth across various social sectors.
Important: If you are a frequent traveler and want to stay connected without worrying about expensive roaming or looking for a new SIM at every destination, Holafly’s subscription plans are for you. With a single eSIM, enjoy internet in more than 170 countries for a fixed price and no surprises on your bill. Travel without limits and connect easily and securely! 🚀🌍
Advantages of living in New Zealand
There are plenty of reasons why New Zealand is such a promising destination to turn your dreams into reality. Now, let’s explore some of the other perks of living there.
The social, economic, and educational wellbeing indicators already show that living there is an appealing choice. Now, let’s explore some other benefits you’d gain by making the move.
More time for social life
Having a good job and solid income matters, but life isn’t just about work or starting a business. Making time for rest and fun is equally important—and in New Zealand, that balance is definitely achievable.
With good transport, strong safety, and labor protections in place, you’ll find plenty of time to meet new people, pick up a hobby, travel, or relax.
Migration programs for students and workers
There are also special visa programs for students and skilled workers, making the process straightforward with clear requirements. According to Immigration.govt.nz, acceptance rates and processing times are generally high.
It’s important to pay close attention to the government programs available for foreigners, so you can choose the one that best fits your goals and meets all the requirements.
Good income
While we’ve covered general hourly pay, even the most basic wages usually come in above the $14 minimum wage.
In general, wages are designed to cover more than just the basics. It’s a good idea to explore how you can get your qualifications recognized, so you can aim for a better-paying job and adapt faster to New Zealand’s higher cost of living.
Disadvantages of living in New Zealand as a foreigner
New Zealand has a lot going for it, but no place is perfect for everyone. It really comes down to knowing your own preferences and whether this country matches what you’re looking for in a new home.
How far away New Zealand is
One drawback for some people is how far away New Zealand is—it can be a long, expensive journey depending on where you’re coming from. That distance also matters if you’re hoping to have friends or family visit.
Changing climate
Another potential downside is the unpredictable weather in some areas, like Canterbury and the West Coast. Earthquakes are also part of daily life here, since New Zealand sits on the seismically active Pacific Ring of Fire.
Reduced access to home purchases
Buying a home can be quite expensive, so if that’s one of your goals, it might be a tough one to achieve. Buyers in the bigger cities face a tight housing market with few good options available.
High cost of living for temporary residents
Although pay is good in New Zealand, living expenses are also pretty steep. Especially if you’re just staying temporarily as a digital nomad, since short stays tend to be more costly overall.
Frequently asked questions about living in New Zealand as a foreigner
Your experience will vary based on the country’s conditions, your qualifications, and the visa you have or are aiming for. It’s a good idea to carefully research the job market, which industries are hiring most, and what support programs the New Zealand government offers for newcomers.
The minimum wage in New Zealand is approximately NZD 3,800 ($2,300) per month, i.e. NZD 23.50 ($15) per hour and the working week is 40 hours from Monday to Friday.
Auckland and Wellington are home to New Zealand’s top universities, the University of Auckland and Victoria University of Wellington. Other respected universities include the University of Canterbury in Christchurch and the University of Otago in Dunedin.
Although Wellington is New Zealand’s capital, it has a population of about 200,000. Auckland, on the other hand, is the largest city with over 1.5 million residents and is also the country’s economic hub, thanks to its busy shipping ports and the presence of both local and international businesses. Other notable cities include Christchurch, Queenstown, and Dunedin.
In New Zealand, English is the main language, but the Māori language, spoken by the indigenous Māori community, is also officially recognized and encouraged.
