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Where are the best places to exchange currency in New York?

Options for currency exchange in New York: Currency exchange bureaus, banks, ATMs, global cards, online platforms, and more.

Carolina S.

August 28, 2023

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In this post, our goal is to offer crucial guidance on currency exchange in New York before and during your travels. Among the alternatives, such as exchange offices, banks, ATMs, international cards, and online services, it’s important to understand that not all options suit your needs equally.

Our mission is to help you identify the most suitable solution for your trip, preserving your budget so you can fully enjoy this experience and focus on what truly matters. Remember to pack your prepaid eSIM for New York to guarantee internet connectivity and perform foreign currency transactions right from your cellphone.

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Where is the best place to exchange euros for US dollars?

The ideal option for converting euros to US dollars involves finding a venue that not only offers a favorable exchange rate but also keeps transaction fees to a minimum. However, your current location also plays a role in this decision. So, it’s critical to familiarize yourself with all the available options, either in your home country or upon arriving at your destination.

Currency Exchange Options in New York

As time goes by, you’ll realize that currency exchange procedures share similarities with those in many other countries, including destinations like Spain. Now, we’ll provide you with a comprehensive list of choices available to foreign visitors in New York.

Currency Exchange Centers Near Me in New York

Tools like Google Maps have made it easier to find a nearby currency exchange location in New York. Here’s a compilation of businesses with the highest user ratings:

  • People’s Foreign Currency Exchange
  • Big Apple Forex
  • Check Cashing & Foreign Currency Exchange
  • Uno Forex

If you prefer to get information regarding the notable and trustworthy currency exchange bureaus in New York, which are strategically located in the city’s main tourist and business hubs, we offer you the following list:

  • Travelex
  • Currency Exchange International
  • AFEX (Associated Foreign Exchange)
  • Penn Foreign Exchange
  • Best Value Currency
  • Wall Street Finance
  • Ria Money Transfer

Obtaining Currency through ATMs in New York

By using the ATM network, you have the option to buy foreign currency or withdraw cash, whether you’re in Spain, New York, or any other destination, depending on the available withdrawal currencies.

Mastercard offers a user-friendly online tool for identifying ATMs throughout the city. Below, you’ll find a variety of locations where you can harness this tool on your next trip, assuming, of course, you hold a Mastercard, Maestro, or Cirrus credit card.

Example of Utilizing the Mastercard Web Locator to Find ATMs in New York

Digital choices for currency exchange

global exchange
Digital Platforms for Buying Foreign Currency

In today’s era, you have the chance to buy foreign currency through virtual exchange platforms and digital banking services. This is one of the quickest ways to get quotes and choose the best alternative to finance your trip to New York, whether you’re in Spain or your home country.

Renowned online exchange houses in both Spain and the United States include:

Online Exchange Houses (Spain)

  • Global Exchange
  • Cambiator
  • Exact Exchange
  • Cambio Euro
  • Transferwise
  • OFX
  • Ria Money Transfer

Online Exchange Houses (USA)

  • Travelex
  • Currency Exchange International
  • Wells Fargo
  • American Express Foreign Exchange
  • TD Bank
  • Xchange of America

>Traveling to Turkey? Learn how to change your Euros for Turkish Liras<

Currency Exchange Options Before Your Trip to New York

Listed below are the places in Spain where you can exchange euros for dollars. This information serves as a guide for individuals of diverse backgrounds, including Spanish, Chilean, or Mexican citizens, as the currency exchange facilities and procedures are similar worldwide.

However, if you have any questions, please share them in the comments section at the end of this post.

Nearby Currency Exchange Offices

Undoubtedly, currency exchange offices emerge as some of the best choices for converting euros to US dollars in Spain or practically any corner of the world. The reason is attributed to their specialization as financial entities dedicated exclusively to foreign currency transactions. Therefore, they can offer the most competitive rates in comparison to other companies.

So, to find the currency exchange office closest to your location, you can use tools such as Google Maps. Check the options that appear based on the reviews and ratings provided by fellow users. This way, you’ll make an informed decision and make your search process more efficient.

  • Nova Cambios Exchange
  • Global Exchange
  • Europound Money Exchange
  • Quickgold
  • Ria Currency Exchange

Currency Exchange at Banks

Choosing to exchange foreign currency at your trusted bank can offer the quickest and most reliable solution. However, it’s crucial to remember that using these financial institutions exchange services might lead to additional expenses due to exchange rates:

  • Banco BBVA
  • Banco Santander
  • CaixaBank

Yet, specific banks such as ING and Self Bank extend this currency exchange service at considerably more budget-friendly rates thanks to pre-established agreements they have with some exchange houses.

Additionally, you can harness their digital platforms to submit your order online and define your preferred option to receive the funds. This could entail delivery to your designated address or direct retrieval at airports, post offices, and exchange bureaus, such as Global Exchange.

Currency Exchange Offices at Airports

The presence of currency exchange offices at airports varies depending on the airport you are in. In general, you can expect to find the following establishments at major Spanish airports:

  • Global Exchange
  • Eurochange
  • Euronet Worldwide

Here, you’ll find a list of the key airports currently operating in Spain, specifically intended for foreign travelers exploring this country:

  • Adolfo Suárez Madrid-Barajas (MAD)
  • Barcelona-El Prat (BCN)
  • Palma de Mallorca (PMI)
  • Alicante-Elche (ALC)
  • Valencia (VLC)
  • Gran Canaria (LPA)
  • Tenerife Sur (TFS)

On the flip side, we’ve compiled a list of the most reputable and renowned currency exchange companies in Spain. This will help you expand your options for your upcoming trip. Take note!

  • Global Exchange
  • Eurochange
  • Ria Currency Exchange
  • Exact Exchange
  • Euronet Worldwide
  • El Corte Inglés
  • Cambio 24
  • Cambio Forex

Buying Foreign Currency via ATMs in Spain

ATMs are conveniently positioned in major cities and popular tourist destinations throughout Spain, so you can effortlessly access the nearest machine relative to your location. Additionally, airports are equipped with these types of ATMs.

While in Barcelona, you can use Mastercard’s ATM web locator to identify the closest machine. This emphasizes the importance of having accessible internet options during your stay in New York.

Example of ATM Search in Spain Using Mastercard’s Web Locator

Using the ATMs that Global Exact Change offers is another viable option. These ATMs are operational around the clock, dispensing up to four distinct foreign currencies, including the US dollar. Moreover, you can withdraw cash using Visa, Mastercard, and UnionPay cards.

Illustration of an Exact Change ATM in Spain

Currency Exchange Pitfalls to Avoid While Traveling Abroad

Before Your New York Trip

At Your Bank

Exchanging currency at your bank or any other financial institution might not provide the most convenient exchange rates when compared to independent exchange houses or street-level money brokers. However, if your priority lies in the security offered by banks and you don’t fully trust alternative methods, you might be willing to accept a slightly lower dollar amount in return for the assurance that the banknotes are genuine and the ability to submit a complaint if they are not accepted in New York.

Exchange rates at banks can vary due to factors like your account status, the current daily rate, and the amount being exchanged. Consequently, the best way to know the cost of converting euros to dollars is to visit your local bank and ask. To demonstrate, bank rates could be around the official exchange rate with an additional 3% commission.

At Airport Currency Exchange Counters

Keep in mind that exchange rates here are just as high as those at banks. So, it’s not recommended to include “exchange money” on your airport checklist. Instead, consider exchanging your money beforehand at a currency exchange office that offers favorable rates.

In New York

Using ATMs in New York

ATMs can come to your rescue when you’re low on cash and need to buy a ticket, pay an entrance fee, or cover accommodation expenses. However, the drawback lies in the associated commission, which could exceed the cost of withdrawing money from a bank in your home country, typically around 4%. Therefore, if you come across an ATM in New York, we recommend exploring other options.

At Banks in New York

No bank will charge you less, and their commissions might even match those of Spanish banks. If you still intend to exchange your euros at these banks, this post offers a list of addresses for all the banks operating in New York City.

Debit Card Options for Traveling Abroad

Choosing debit cards specifically tailored for use abroad is a top-notch decision for travelers. These cards operate on a top-up system, empowering you to customize the amount you wish to top up for your expenses while in New York.

Global Debit Card and Bnext App / Image Capture the Atlas

This card category enables you to conduct transactions such as purchases and ATM withdrawals while abroad (without incurring commissions), all without the need to open a bank account. Undoubtedly, this approach boasts several advantages. However, it’s important to consider the expenses tied to transactions carried out during your travels, as they could be substantial.

Top Cards for Global Use

  • Bnext
  • Revolut
  • N26
  • Wise
  • Vivid Money

For example, the Bnext platform facilitates currency exchange through its App within minutes. So, if you’re looking for an option to forget about currency exchange points, this one comes in handy. Thanks to digital payment mechanisms, travelers can fully enjoy their trips rather than spend time tracking down currency exchange venues.

In conclusion: Where to exchange currency in New York?

Without a doubt, consider exchange offices situated in less bustling areas. While it’s better to convert your currency before your New York trip, in case you need to exchange currency during your travels, do so at currency exchange offices in less busy areas or those that offer favorable rates.

The exchange bureaus offering convenient rates are located near landmarks like the Empire State Building, Madison Square Garden, Broadway Theatre, Lower Manhattan, Central Park, and the renowned Grand Central Terminal, all nestled within the Manhattan district.

However, bear in mind our recommended venues and choices for currency exchange or use international payment cards to fully enjoy your trip without worrying about your travel budget.

Naturally, don’t overlook the importance of your eSIM, ensuring steady internet access to locate exchange offices, banks, ATMs, and other relevant amenities close to you.

FAQs About Currency Exchange in New York

Where can I exchange pesos and euros for dollars?

Foreign currency can be exchanged at a variety of locations, including exchange offices, banks, online services, ATMs, airports, and money transfer companies.

What’s the most suitable place to convert euros into dollars?

Typically, the exchange offices in your own country are the best option for converting euros to dollars. They offer highly competitive exchange rates and lower fees compared to alternatives like banks.

Is it feasible to withdraw foreign currency from an ATM?

Yes, in some cases. You’ll need a compatible debit card for foreign ATMs. The ATM must dispense the currency you need, and you’ll have to accept the provided exchange rate. Important to realize that there might be limits on the withdrawal amount.