Niyati, Author at Holafly

Niyati Shinde

Freelance writer

With an MBA degree I used to put to good use in another life, I now write for both passion and profession! When not writing, I'm exploring the world, collecting stories and souvenirs along the way.

Niyati´s latest articles

Autumn foliage along the Blue Ridge Parkway - best place to visit in North Carolina — *Niyati*
Best place to visit in North Carolina: 2026 guide

Where to go in North Carolina, from Boone to Great Smoky Mountains National Park, with picks for every season and trip...

tax forms, cash, pen and spectacles on a table - States that don’t tax Social Security — *Niyati*
States that don’t tax Social Security: 2026 guide

Most states don't tax Social Security, only a handful still do. See the full state list, and what's changing under federal...

aerial view of Fort Lauderdale Beach - does Florida tax Social Security — *Niyati*
Does Florida tax Social Security? 2026 answer

Florida doesn't tax Social Security at the state level, but up to 85% of benefits can still face federal tax. Here's how it works for...

elderly couple on a hike - Cheapest states to retire in — *Niyati*
Cheapest states to retire in: How much money for retirement in 2026

How much you need to retire by age, income, and household size, and which states stretch your savings...

Two pagodas on the top of Inthanon mountain in doi Inthanon national park, Chiang Mai, Thailand - best places to retire in Thailand — *Niyati*
Best places to retire in Thailand 2026: Honest guide for all budget

An honest, city-by-city comparison of the best places to retire in Thailand, covering cost, safety, healthcare, and lifestyle...

aerial view of Accra city, Ghana - cost of living in Ghana — *Niyati*
Cost of living in Ghana 2026: Honest monthly budget guide

Discover what it really costs to live in Ghana with honest median figures for rent, food, transport, and healthcare, plus real expat...

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Niyati´s latest articles

Best place to visit in North Carolina: 2026 guide

States that don’t tax Social Security: 2026 guide

Does Florida tax Social Security? 2026 answer

Cheapest states to retire in: How much money for retirement in 2026

Best places to retire in Thailand 2026: Honest guide for all budget

Cost of living in Ghana 2026: Honest monthly budget guide